City National Bank Ladder Personal Money Market Account Review

City National Bank Ladder Personal Money Market Account is offered by City National Bank, a bank founded in 1972 and based in Beverly Hills, CA. City National Bank Ladder Personal Money Market Account is available in 6 states (and Washington, DC).

Are money market accounts from City National Bank federally insured?

Yes, your City National Bank money market accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the City National Bank Ladder Personal Money Market Account rates?

City National Bank Ladder Personal Money Market Account offers an APY starting at 0.05% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change).

City National Bank Ladder Personal Money Market Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.05% - 0.15%

What are the City National Bank Ladder Personal Money Market Account fees?

This account charges a monthly maintenance fee of up to $25. You can avoid this fee by maintaining a balance of $10,000.

City National Bank will charge you a $15 fee if you exceed your maximum number of monthly transactions.

Federal regulations limit the number of transactions you can make from your money market account to six per month.

City National Bank Ladder Personal Money Market Account Fees

Fees	Amount
Monthly Fee	up to $25
Paper Statement Fee	N/A
Excess Transaction Fee	$15

What is the minimum balance for City National Bank Ladder Personal Money Market Account?

Minimum initial deposit of $10,000. You must make an initial deposit of at least $10,000 to open this account.

Monthly maintenance minimum balance of $10,000. You can avoid the monthly fee if you keep a minimum balance $10,000.

What features and perks does City National Bank Ladder Personal Money Market Account offer?

This account includes the following features:

• Fraud monitoring - City National Bank monitors transactions for potentially fraudulent activity.
• Mobile Banking Services - City National Bank Ladder Personal Money Market Account allows you to manage your money online.

How to open an account with City National Bank

• Visit the City National Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
• Check the information is accurate and submit your application.