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  Delta Community Credit Union Money Market Account

Delta Community Credit Union Money Market Account

in Money Market Accounts from Delta Community Credit Union · Member ncua

Unaffiliated

Delta Community Credit Union Money Market Account

Unaffiliated

in Money Market Accounts from Delta Community Credit Union · Member NCUSIF

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Highlights
APY (Annual Percentage Yield) 0.17% - 0.43%
APY Minimum Balance $1,000
Minimum Opening Deposit Starting at $0

Delta Community Credit Union Money Market Account Review

Delta Community Credit Union Money Market Account is offered by Delta Community Credit Union, a credit union founded in 1940 and based in Atlanta, GA. Delta Community Credit Union Money Market Account is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 0.43%, which is much higher than the national average for a money market account.However, you must keep a minimum balance of $1000.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
Pros & Cons of Delta Community Credit Union Money Market Account
Pros Cons
  • Generous dividends.
  • Does not offer mobile check deposits.
  • Deposits are insured by the NCUA (up to $250K).
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
Delta Community Credit Union Money Market Account FAQ

Are money market accounts from Delta Community Credit Union federally insured?

Yes, your Delta Community Credit Union money market accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for Delta Community Credit Union money market rates?

Delta Community Credit Union money market offers an APY starting at 0.17% and ranging up to 0.43% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

Delta Community Credit Union money market Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.17% - 0.43%

What are the fees for Delta Community Credit Union Money Market Account?

Delta Community Credit Union Money Market Account does not charge a monthly maintenance fee.

Delta Community Credit Union will charge you a $20 fee if you exceed your maximum number of monthly transactions.

Delta Community Credit Union Money Market Account Fees
Fees Amount
Monthly Fee $0
Paper Statement Fee N/A
Excess Transaction Fee $20

What is the minimum balance for Delta Community Credit Union money market?

No minimum initial deposit. Delta Community Credit Union does not require a minimum initial deposit to open an account.

Interest rate minimum balance of $1,000. You must keep the account balance above $1,000 to earn interest.

What features and perks does Delta Community Credit Union money market offer?

This account includes the following features:

  • Check Writing - Delta Community Credit Union money market includes check writing privileges. This is convenient method to pay bills and transfer money from your account.
  • Fraud monitoring - Delta Community Credit Union monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - Delta Community Credit Union money market allows you to manage your money through online banking and a dedicated mobile app.

How to open an account with Delta Community Credit Union

  • Visit the Delta Community Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   1025 Virginia Ave
    Atlanta, GA 30354
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 4:30pm
  • Tuesday 8:30am - 4:30pm
  • Wednesday 8:30am - 4:30pm
  • Thursday 8:30am - 4:30pm
  • Friday 8:30am - 5:30pm
  • Saturday 9:00am - 12:00pm

Other Services by Delta Community Credit Union

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

APY Minimum Balance $1,000
Minimum Balance to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $0
Monthly Fee $0
NSF Fee 35
Bank Account Features
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • NCUA Member
  • Branch Access
  • Check Writing
APY (Annual Percentage Yield) 0.17% - 0.43%
Dividend Compounding Frequency Monthly
Dividend Payout Frequency Monthly
Dividend Rate 0.17% - 0.42%

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