Last Updated: 04/18/2025
First Harvest Credit Union Progressive Money Market Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.35% - 0.55%(Verified 06/21/2024)
Minimum Balance to Earn APY
$1,500
Minimum Opening Deposit
$1,500
First Harvest Credit Union Progressive Money Market Account Review
First Harvest Credit Union Progressive Money Market Account is offered by First Harvest Credit Union, a credit union founded in 1940 and based in Deptford, NJ. First Harvest Credit Union Progressive Money Market Account are available in 50 states and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.55%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $1500.00.
- Waivable monthly maintenance fee. Avoid $10 monthly service fee by maintaining a: $1,500 minimum daily balance
- $1,500.00 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit.
Pros & Cons of First Harvest Credit Union Progressive Money Market Account
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First Harvest Credit Union Progressive Money Market Account FAQ
Are money market accounts from First Harvest Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for First Harvest Credit Union Progressive Money Market Account rates?
First Harvest Credit Union Progressive Money Market Account offers an APY starting at 0.35% and ranging up to 0.55% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1500.00.
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.35% - 0.55% |
What are the fees for First Harvest Credit Union Progressive Money Market Account?
This account charges a monthly maintenance fee of up to $10.00. You can avoid this fee by maintaining a balance of $1,500.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $35.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for First Harvest Credit Union Progressive Money Market Account?
Minimum deposit of $1,500.00. You must make an initial deposit of at least $1,500.00 to open this account.
Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $1,500.00.
Interest rate minimum balance of $1,500.00. You must keep the account balance above $1,500.00 to earn interest.
What features and perks does First Harvest Credit Union Progressive Money Market Account offer?
This account includes the following features:
- Mobile Banking Services - First Harvest Credit Union Progressive Money Market Account allows you to manage your money through online banking and a dedicated mobile app.
What is the customer service phone number?
The customer service number for this account is (856) 232-9000.
How to open an account with First Harvest Credit Union
- Visit the First Harvest Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 6:00PM
Saturday
9:00AM - 1:00PM