Last Updated: 11/04/2025
OptimumBank Money Market Account
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Last Updated: 11/04/2025
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Highlights
APY (Annual Percentage Yield)
Minimum Balance to Earn APY
Minimum Opening Deposit
OptimumBank Money Market Account Review
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 3.9%, which is much higher than the national average for a money market account.
- No APY minimum balance. There is no minimum amount you have to deposit to start earning interest with this money market account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $1 to open an account.
Pros & Cons of OptimumBank Money Market Account
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OptimumBank Money Market Account FAQ
Are money market accounts from OptimumBank federally insured?
What are the interest rates for OptimumBank Money Market Account rates?
| Rates | Amount |
| APY | 3.9% |
What are the fees for OptimumBank Money Market Account?
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| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for OptimumBank Money Market Account?
What features and perks does OptimumBank Money Market Account offer?
- Mobile Banking Services - OptimumBank Money Market Account allows you to manage your money through online banking and a dedicated mobile app.
What is the customer service phone number?
What is the support contact email?
How to open an account with OptimumBank Holdings, Inc
- Visit the OptimumBank Holdings, Inc website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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