Last Updated: 04/18/2025
Scenic Community Credit Union Money Manager Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
2.50% - 3.00%(Verified 06/21/2024)
Minimum Balance to Earn APY
$2,500
Minimum Opening Deposit
$2,500
Scenic Community Credit Union Money Manager Account Review
Scenic Community Credit Union Money Manager Account is offered by Scenic Community Credit Union, a credit union founded in 1954 and based in Chattanooga, TN. Scenic Community Credit Union Money Manager Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 3.00%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $2500.00.
- Waivable monthly maintenance fee. $2,500 minimum balance requirement to avoid $15 monthly service fee
- High minumum opening deposit. You must deposit a minimum of $2,500.00, which is high compared to most money market accounts.
Pros & Cons of Scenic Community Credit Union Money Manager Account
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Scenic Community Credit Union Money Manager Account FAQ
Are money market accounts from Scenic Community Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for Scenic Community Credit Union Money Manager Account rates?
Scenic Community Credit Union Money Manager Account offers an APY starting at 2.50% and ranging up to 3.00% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest you must keep a minimum balance of $2500.00.
| Rates | Amount |
| APY (Annualized Percentage Yield) | 2.50% - 3.00% |
What are the fees for Scenic Community Credit Union Money Manager Account?
This account charges a monthly maintenance fee of up to $15.00. You can avoid this fee by maintaining a balance of $2,500.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $15.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $30.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for Scenic Community Credit Union Money Manager Account?
Minimum deposit of $2,500.00. You must make an initial deposit of at least $2,500.00 to open this account.
Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.00.
Interest rate minimum balance of $2,500.00. You must keep the account balance above $2,500.00 to earn interest.
What features and perks does Scenic Community Credit Union Money Manager Account offer?
This account includes the following features:
- Mobile Banking Services - Scenic Community Credit Union Money Manager Account allows you to manage your money through online banking and a dedicated mobile app.
- Nationwide ATM network - Scenic Community Credit Union Money Manager Account allows you to access your money from an ATM, a convenient feature only a few offer.
What is the customer service phone number?
The customer service number for this account is (423) 875-6955.
What is the support contact email?
The support contact email for this business credit card is support@mysccu.com.
How to open an account with Scenic Community Credit Union
- Visit the Scenic Community Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM