Last Updated: 04/18/2025
St. Francis X FCU Money Market Checking Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05% - 0.15%(Verified 06/21/2024)
Minimum Balance to Earn APY
$5,000
Minimum Opening Deposit
$5,000
St. Francis X FCU Money Market Checking Account Review
St. Francis X FCU Money Market Checking Account is offered by St. Francis X Federal Credit Union, a credit union founded in 1951 and based in Petoskey, MI. St. Francis X FCU Money Market Checking Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.15%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $5000.00.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- High minumum opening deposit. You must deposit a minimum of $5,000.00, which is high compared to most money market accounts.
Pros & Cons of St. Francis X FCU Money Market Checking Account
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St. Francis X FCU Money Market Checking Account FAQ
Are money market accounts from St. Francis X Federal Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for St. Francis X FCU Money Market Checking Account rates?
St. Francis X FCU Money Market Checking Account offers an APY starting at 0.05% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.00.
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.05% - 0.15% |
What are the fees for St. Francis X FCU Money Market Checking Account?
St. Francis X FCU Money Market Checking Account does not charge a monthly maintenance fee.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $26.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for St. Francis X FCU Money Market Checking Account?
Minimum deposit of $5,000.00. You must make an initial deposit of at least $5,000.00 to open this account.
Interest rate minimum balance of $5,000.00. You must keep the account balance above $5,000.00 to earn interest.
What features and perks does St. Francis X FCU Money Market Checking Account offer?
This account includes the following features:
- Check Writing - St. Francis X FCU Money Market Checking Account includes check writing privileges. This is convenient method to pay bills and transfer money from your account.
- Mobile Banking Services - St. Francis X FCU Money Market Checking Account allows you to manage your money through online banking and a dedicated mobile app.
- Nationwide ATM network - St. Francis X FCU Money Market Checking Account allows you to access your money from an ATM, a convenient feature only a few offer.
What is the customer service phone number?
The customer service number for this account is (231) 348-7690.
What is the support contact email?
The support contact email for this business credit card is homebanking@stfranciscu.org.
How to open an account with St. Francis X Federal Credit Union
- Visit the St. Francis X Federal Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 12:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 6:00PM
Saturday
8:30AM - 12:00PM