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Last Updated: 11/26/2025

Sterling Federal Bank Money Market Account

from Sterling Federal Bank

Last Updated: 11/26/2025
Sterling Federal Bank logo
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APY (Annual Percentage Yield)

3.7%(Verified 11/26/2025)

Minimum Balance to Earn APY

N/A

Minimum Opening Deposit

N/A

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Sterling Federal Bank Money Market Account Review

Sterling Federal Bank Money Market Account is offered by Sterling Federal Bank, a bank founded in 1885 and based in Sterling, IL. Sterling Federal Bank Money Market Account are available in 50 states,Puerto Rico, and Washington, DC.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 3.7%, which is much higher than the national average for a money market account.

Pros & Cons of Sterling Federal Bank Money Market Account

Sterling Federal Bank Money Market Account FAQ

Are money market accounts from Sterling Federal Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for Sterling Federal Bank Money Market Account rates?

Sterling Federal Bank Money Market Account offers an APY of up to 3.7% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $. This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What are the fees for Sterling Federal Bank Money Market Account?

What is the minimum balance for Sterling Federal Bank Money Market Account?

No minimum initial deposit. Sterling Federal Bank does not require a minimum initial deposit to open an account.

What features and perks does Sterling Federal Bank Money Market Account offer?

This account includes the following features:
  • Mobile Banking Services - Sterling Federal Bank Money Market Account allows you to manage your money through online banking and a dedicated mobile app. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Sterling Federal Bank Money Market Account allows you to access your money from an ATM, a convenient feature only a few offer.

What is the customer service phone number?

The customer service number for this account is .

What is the support contact email?

The support contact email for this business credit card is support@sterlingfederal.com.

How to open an account with Sterling Federal Bank

  • Visit the Sterling Federal Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

110 E 4th St
Sterling, IL 61081
Visit Site
Email Support

Hours of Operation

SundayClosedMonday8:00AM - 5:00PMTuesday8:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday8:00AM - 5:00PMFriday8:00AM - 5:00PMSaturdayClosed

Other Services by Sterling Federal Bank

CD Accounts

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