TotalDirectBank Money Market Account
TotalDirectBank Money Market Account
in Money Market Accounts from TotalDirectBank

TotalDirectBank Money Market Account

in Money Market Accounts from TotalDirectBank
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APY (Annual Percentage Yield) 2.60%
(Verified 10/17/2022)
Minimum Balance to Earn APY N/A
Minimum Opening Deposit $2,500

TotalDirectBank Money Market Account Review

TotalDirectBank Money Market Account is offered by TotalDirectBank, a bank founded in and based in Miami, FL. TotalDirectBank Money Market Account are available in 49 states (and Washington, DC).

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 2.60%, which is much higher than the national average for a money market account.
  • No APY minimum balance. There is no minimum amount you have to deposit to start earning interest with this money market account.
  • High minumum deposit. You must deposit a minimum of $2,500, which is high compared to most money market accounts.

Pros & Cons of TotalDirectBank Money Market Account

Pros Cons
  • Available in 49 states.
  • High-interest yield.
  • Does not offer mobile check deposits.
  • No signup bonus.
  • Does not provide a debit card.

TotalDirectBank Money Market Account FAQ

Are money market accounts from TotalDirectBank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for TotalDirectBank Money Market Account rates?

TotalDirectBank Money Market Account Rates and Terms
Rates Amount
APY 2.60%

TotalDirectBank Money Market Account offers an APY of up to 2.60% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $. This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What are the fees for TotalDirectBank Money Market Account?

TotalDirectBank Money Market Account does not charge a monthly maintenance fee.

TotalDirectBank Money Market Account Fees
Fees Amount
Monthly Fee $0
Paper Statement Fee N/A
Excess Transaction Fee $0

What is the minimum balance for TotalDirectBank Money Market Account?

Minimum deposit of $2,500. You must make an initial deposit of at least $2,500 to open this account.

What features and perks does TotalDirectBank Money Market Account offer?

This account includes the following features:

What is the customer service phone number?

The customer service number for this business card is (888) 682-2881.

How to open an account with TotalDirectBank

  • Visit the TotalDirectBank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 5:00pm
  • Saturday Closed

About TotalDirectBank Money Market Account


  Available in 49 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $2,500
Monthly Fee $0
(Verified 10/17/2022)
Account Features
  • Member FDIC
APY (Annual Percentage Yield) 2.60%
(Verified 10/17/2022)

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