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Last Updated: 04/18/2025

TotalDirectBank Money Market Account

from TotalDirectBank

Last Updated: 04/18/2025
TotalDirectBank logo
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APY (Annual Percentage Yield)

2.60%(Verified 06/21/2024)

Minimum Balance to Earn APY

N/A

Minimum Opening Deposit

$2,500
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TotalDirectBank Money Market Account Review

TotalDirectBank Money Market Account is offered by TotalDirectBank, a bank founded in and based in Miami, FL. TotalDirectBank Money Market Account are available in 49 states and Washington, DC.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 2.60%, which is much higher than the national average for a money market account.
  • High minumum opening deposit. You must deposit a minimum of $2,500, which is high compared to most money market accounts.

Pros & Cons of TotalDirectBank Money Market Account

TotalDirectBank Money Market Account FAQ

Are money market accounts from TotalDirectBank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for TotalDirectBank Money Market Account rates?

TotalDirectBank Money Market Account offers an APY of up to 2.60% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $. This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What are the fees for TotalDirectBank Money Market Account?

TotalDirectBank Money Market Account does not charge a monthly maintenance fee.

What is the minimum balance for TotalDirectBank Money Market Account?

Minimum deposit of $2,500. You must make an initial deposit of at least $2,500 to open this account.

What features and perks does TotalDirectBank Money Market Account offer?

This account includes the following features:

    What is the customer service phone number?

    The customer service number for this account is (888) 682-2881.

    How to open an account with TotalDirectBank

    • Visit the TotalDirectBank website.
    • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
    • Check the information is accurate and submit your application.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    (888) 682-2881
    Visit Site

    Hours of Operation

    SundayClosedMonday8:30AM - 5:00PMTuesday8:00AM - 5:00PMWednesday8:30AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 5:00PMSaturdayClosed

    Other Services by TotalDirectBank

    CD Accounts

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