US Bank Money Market Account

US Bank Money Market Account

in Money Market Accounts from US Bank · sipc


US Bank Money Market Account


in Money Market Accounts from US Bank · Member SIPC

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APY (Annual Percentage Yield) 0.01%
APY Minimum Balance $10,000
Minimum Opening Deposit Starting at $100

US Bank Money Market Account Review

US Bank Money Market Account is offered by US Bank, a bank founded in 1863 and based in Minneapolis, MN. US Bank Money Market Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.01.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $10,000.
  • Small minimum initial deposit. You only need $100 to open an account.
Pros & Cons of US Bank Money Market Account
Pros Cons
  • Available in all 50 states.
  • Does not offer mobile check deposits.
  • No signup bonus.
  • Does not provide a debit card.
  • Not FDIC-insured.
  • Monthly service charge.
US Bank Money Market Account FAQ

Are money market accounts from US Bank federally insured?

No, your US Bank money market accounts deposits are not FDIC insured. However, they are insured up to $500,000, which includes a $250,000 limit for cash, by the Securities Investor Protection Corporation (SIPC). SIPC is a non government, nonprofit membership corporation that protects against the loss of cash and securities – such as stocks and bonds – held by a customer at a financially-troubled SIPC-member brokerage firm.

What are the interest rates for US Bank money market rates?

US Bank Money Market Account Rates and Terms
Rates Amount
APY 0.01%

US Bank money market offers an APY of up to 0.01% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $10000.

What are the fees for US Bank Money Market Account?

This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $10,000.
US Bank Money Market Account Fees
Fees Amount
Monthly Fee up to $10
Paper Statement Fee N/A

What is the minimum balance for US Bank money market?

Minimum deposit of $100. You must make an initial deposit of at least $100 to open this account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $10,000.

Interest rate minimum balance of $10,000. You must keep the account balance above $10,000 to earn interest.

What features and perks does US Bank money market offer?

This account includes the following features:

  • Check Writing - US Bank money market includes check writing privileges. This is convenient method to pay bills and transfer money from your account.
  • Fraud monitoring - US Bank monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - US Bank money market allows you to manage your money through online banking and a dedicated mobile app.

What is the support contact email?

The support contact email for this business credit card is

How to open an account with US Bank

  • Visit the US Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
US Bank Money Market Account Disclosure: Must have a Platinum Checking Package to apply
SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

Other Services by US Bank


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

APY Minimum Balance $10,000
Minimum Balance to Avoid Monthly Fee Starting at $10,000
Minimum Opening Deposit Starting at $100
Monthly Fee $0 - $10
Account Features
  • No ATM Fees
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Check Writing
APY (Annual Percentage Yield) 0.01%
Dividend Rate 0.01%

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