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  Vantage Credit Union Premier Money Market
Vantage Credit Union Premier Money Market
in Money Market Accounts from Vantage Credit Union · Insured by NCUA
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Vantage Credit Union Premier Money Market

Unaffiliated
in Money Market Accounts from Vantage Credit Union · Insured by NCUA
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Highlights
APY (Annual Percentage Yield) 0.20% - 1.60%
(Verified 08/04/2023)
Minimum Balance to Earn APY $1
Minimum Opening Deposit Starting at $1,000

Vantage Credit Union Premier Money Market Review

Vantage Credit Union Premier Money Market is offered by Vantage Credit Union, a credit union founded in 1957 and based in Weldon Spring, MO. Vantage Credit Union Money Market are available in 50 states (and Washington, DC).

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.60%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $1.
  • No monthly maintenance fee. $10,000 minimum balance required to avoid monthly service charge.
  • $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit.

Pros & Cons of Vantage Credit Union Premier Money Market

Pros Cons
  • Available in all 50 states.
  • Generous dividends.
  • Does not offer mobile check deposits.
  • No signup bonus.
  • Does not provide a debit card.
  • Not FDIC-insured.

Vantage Credit Union Premier Money Market FAQ

Are money market accounts from Vantage Credit Union federally insured?

Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for Vantage Credit Union Money Market rates?

Vantage Credit Union Money Market offers an APY starting at 0.20% and ranging up to 1.60% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1.

Vantage Credit Union Money Market Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.20% - 1.60%

What are the fees for Vantage Credit Union Premier Money Market?

Vantage Credit Union Premier Money Market does not charge a monthly maintenance fee.

Vantage Credit Union Premier Money Market Fees
Fees Amount
Monthly Fee $0
Paper Statement Fee N/A

What is the minimum balance for Vantage Credit Union Money Market?

Minimum deposit of $1,000. You must make an initial deposit of at least $1,000 to open this account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $10,000.

Interest rate minimum balance of $1. You must keep the account balance above $1 to earn interest.

What features and perks does Vantage Credit Union Money Market offer?

This account does not seem to offer any of the features and perks we track.

What is the customer service phone number?

The customer service number for this account is (314) 298-0055.

What is the support contact email?

The support contact email for this business credit card is info@vcu.com.

How to open an account with Vantage Credit Union

  • Visit the Vantage Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $10,000
Minimum Balance to Earn APY $1
Minimum Opening Deposit Starting at $1,000
Monthly Maintenance Fee Starting at $0
(Verified 08/04/2023)
Monthly Maintenance Waiver Requirements $10,000 minimum balance required to avoid monthly service charge.
APY (Annual Percentage Yield) 0.20% - 1.60%
(Verified 08/04/2023)

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