Last Updated: 02/12/2026
SuperMoney User Recommendation Score +9
Mostly recommended23 total votes
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Highlights
Community Rating
Mostly recommended
Minimum Transfer
$1
Transfer Speed (days)
1
Processing Fee Range ($)
$1 - $50
Processing Commission
Starting at 2.5%
Number of Reviews
Western Union Review
Western union is a global leader in cross-border, cross currency money movement and payments. Our leading cross-border, cross-currency money movement, payments and digital financial services empower customers -across more than 200 countries and territories and nearly 130 currencies.
Western union does not charge a fee to send money to Mexico. However, remember that money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction. Western union does not charge a fee to send money to India. However, remember money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction. Western union does not charge a fee to send money to the Philippines. However, remember money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction. Western union does not charge a fee to send money to China. However, money transfer companies usually make money on the exchange rate so check the rate you receive to calculate the overall cost of the transaction.
Western union FAQ
What money transfer methods does Western union support?
Western union allows you to send money with the following receive options (options vary by receive country):
- Bank accounts.
- Cash pick-up
- Debit cards
- Digital wallets
- Home delivery
How much money can you send with Western union?
Sending limits vary depending on factors such as how the sender is funding the transaction, how the recipient is receiving the money and the destination country or territory. Check the limits that apply to a particular transfer on Western Union's website.What fees and commissions does Western union charge?
- Western Union charges a transfer fee to send money, which varies depending on the amount sent, receive destination and method of delivery.
- While credit card transactions come with higher transfer fees than those funded using cash, a debit card, or a bank account, they make it possible to carry out a money transfer when funds may not be readily available. Check transfer fee estimates on Western Union's website.
- Money transfers involving currency conversion may come with an additional cost. Exchange rates vary based on the currency in the sender’s country and the currency paid out in the receive country. Western Union makes money from currency exchange.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Processing Commission | Starting at 2.5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Processing Fee Range ($) | 1 - 50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +9, or 3.2 on a 5-point rating scale.
+9
-1000+100
No one recommends
Everyone recommends
Western Union Community Reviews
Would you recommend Western Union to your friends?
SL
Sephora L.
Jun 19, 2023
May or may not recommend
If you want your money to be stuck and never get the help you need to retrieve it, if you want to drive location to location thinking the western unions are available but in reality 99% of them are inactive, if you want to spend 5-6 hours, trying to get customer service to help you in hopes to solve an issue and it doesn’t get resolved, then, by all means ...Show More
SW
Shernette W.
Dec 7, 2022
May or may not recommend
I love Western Union. I send money to relatives abroad regularly and it is so easy. A Western Union is around almost every corner. And now I don't even have go into a branch I can do it from home on the app. Great work Western Union.
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
I don't know about other people but I am using Western Union services for a very long time and the thing I like the most about them is that they are operational in many countries. So it is always convenient for me to send money to my family.
SW
Sue W.
Nov 17, 2022
May or may not recommend
The fee is way too high for such a simple transaction. I would not use Western Union again.
NR
Nicole R.
Oct 26, 2022
May or may not recommend
I have used Western union several times in the past 20 years and have never had a problem. They are known for being a reputable company.
Nicole R.
AB
Anthonia B.
Oct 13, 2022
May or may not recommend
I'm currently living in US, but am from another country and so many times Western Union made my life easier by transferring money back home to my family, quick and easy. Very professional and clear.
KA
Khawaja A.
Oct 7, 2022
May or may not recommend
I don't know about other people but I am using Western Union services for a very long time and the thing I like the most about them is that they are operational in many countries. So it is always convenient for me to send money to my family.
AW
Alicia W.
Oct 5, 2022
May or may not recommend
I use Western Union for money orders mainly. The only con I’d say is the $$ limit they set when purchasing a money order. Because of this, I’ve been in predicaments where I’ve had to purchase several money orders for one bill payment.
AS
Anny S.
Sep 27, 2022
May or may not recommend
I like it, cause I used it to sent money inside the and the outside of the USA, basically for my family overseas, I uses this app, and is available in most countries with a lot of offices. The customer service is good, its a reliable and security company to sent large amount of money.
CC
Celestina C.
Jul 22, 2022
May or may not recommend
We used this program for almost 5 years. So for me, it's good because you can send money anywhere, inside and out of the U.S.A, the money is already on the other side after just a minute, and it's very easy to use.
The things that I didn't like about this program are, that if you send money multiple times, especially with a big amount sometimes they will block you, ...Show More
Joyce H.
Jun 14, 2022
May or may not recommend
Will not recommend using Western Union for any money transfer service because of the transfer fee. I tried sending money to my bank since there is no nearby atm or physical bank in my area and I was shocked when I realized i will be charge $60 for the service. There are much better options than using Western Union.
WR
Wilifer R.
May 11, 2022
May or may not recommend
The fees are to expensive, and I would not recommend it because of the app. It screwed up my transfer not once but 3 times. I was unable to get my transfer that I really still need. I was shown several times by receipt that it was sent to my state.
AH
Ashley H.
May 8, 2022
May or may not recommend
I never had any problems with western union, money is there within ten minutes, however if you use it too much, you can get red flagged from sending again. Especially if sending oversees, as it gets reviewed as scam. Then contacting customer service to resolve this can be quite frustrating. Not only is it hard to get in touch with someone, they basically tell you there's nothing you can do. ...Show More
JH
Jaclyn H.
May 3, 2022
May or may not recommend
FEES! The amount they charge for transferring even a little bit of money is crazy! Your better off using something else to transfer money. So much can go wrong, sometimes the people at western union cant even find the money you transferred. do NOT recommend
RP
Ron P.
Apr 20, 2022
May or may not recommend
I have been using western union for years for transferring my donations to non-profit organizations overseas. I have never had an issue with transfer or with the security of transactions. On a few occasions, my funds were blocked but released immediately after confirming the transfer was from me. It adds to the security of my transactions.
RG
Rylie G.
Apr 14, 2022
May or may not recommend
I have had nothing but bad experiences with Western Union. To begin, I find it incredibly difficult to understand and a lot of things can go wrong throughout the transfer process. And when I have had trouble, no one has really been helpful from customer service or actual vendors that send Western Union. They also can have incredibly high fees and they can vary quite drastically. Don't use Western Union ...Show More
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Anna D.
Apr 8, 2022
May or may not recommend
Western union is okay. Depending where you go the fees are to high and some places lose or won’t transfer money until it’s reviewed.
Requita T.
Feb 2, 2022
May or may not recommend
You can send money all across the country out the United States and also in the United States
FI
Fatima I.
Jan 21, 2022
May or may not recommend
I have always have a positive experience whenever I used Western Union when receiving my money from my husband when I was still overseas. Before I get to the old school of writing down my contact details on a piece of paper then I give it to the staff that manages their kiosk and that gives an added 5 minutes to your queue time. Recently, they have improved their customer ...Show More
BD
Bourama D.
Nov 9, 2021
May or may not recommend
Western Union online transfer gave a lot of trouble. I tried many times but always same negative experience. First, their rate is always lower compared to their counterparts. Additionally, their pick up fee is high too. Once I forgot my Western Union app password, I could never been able to get it back. I think they should work on their mobile app and rating.
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