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  Access Lending Solutions Mortgage Broker

Access Lending Solutions Mortgage Broker

in Mortgage Brokers from Access Lending Solutions Inc · NMLS ID #245688

Unaffiliated

Access Lending Solutions Mortgage Broker

Unaffiliated

in Mortgage Brokers from Access Lending Solutions Inc · NMLS ID #245688

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Highlights
Highlights
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Hybrid Mortgage
Broker Loan Origination Fees Starting at 1%
Broker Fee Payer Both

Access Lending Solutions Mortgage Broker Review

Access Lending Solutions Mortgage Broker services are offered by Access Lending Solutions Inc (NMLS #245688), a licensed broker founded in 2007 and based in Placentia, CA. Access Lending Solutions Mortgage Broker services are available in 1 state across the USA.

How does Access Lending Solutions Mortgage Broker get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

Access Lending Solutions Inc offers lender and borrower-paid fee models. Borrowers can choose which model works best for their circumstances. Typically, lender-paid compensation rates result in higher fees for borrowers. However, borrower-paid rates increase the upfront costs of getting a mortgage.

What fees does Access Lending Solutions Mortgage Broker charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does Access Lending Solutions Mortgage Broker charge broker administration fees?

No, Access Lending Solutions Mortgage Broker does not charge a broker administration fee.

Does Access Lending Solutions Mortgage Broker charge broker loan origination fees?

Yes, Access Lending Solutions Mortgage Broker charges borrowers a broker loan origination fee starting at 1%.

Does Access Lending Solutions Mortgage Broker charge broker upfront fees?

No, Access Lending Solutions Mortgage Broker does not charge broker upfront fees.

Does Access Lending Solutions Mortgage Broker charge a yield-spread premium?

No, Access Lending Solutions Mortgage Broker does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

Access Lending Solutions Mortgage Broker Fees
Description
Broker Loan Origination Fees Starting at 1%
Broker Upfront Fees N/A
Broker Administration Fees N/A
Yield-Spread Premium N/A

What mortgage programs does Access Lending Solutions Mortgage Broker offer?

Access Lending Solutions Mortgage Broker offers the following mortgage programs:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What types of mortgage does Access Lending Solutions Mortgage Broker broker?

Access Lending Solutions Mortgage Broker works with the following types of mortgages:
Interest Rate Types Offered Options
Supported Options Unsupported Options
  • Hybrid Mortgage
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Option ARM
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About Access Lending Solutions Mortgage Broker

Availability

  Available in 1 state
California
Availabile in all of California

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