Access Lending Solutions Mortgage Broker
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| Interest Rate Types Offered |
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| Broker Loan Origination Fees | Starting at 1% |
| Broker Fee Payer | Both |
Access Lending Solutions Mortgage Broker Review
Access Lending Solutions Mortgage Broker services are offered by Access Lending Solutions Inc (NMLS #245688), a licensed broker founded in 2007 and based in Placentia, CA. Access Lending Solutions Mortgage Broker services available in 1 state across the USA.
How does Access Lending Solutions Mortgage Broker get paid?
Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.
Access Lending Solutions Inc offers lender and borrower-paid fee models. Borrowers can choose which model works best for their circumstances. Typically, lender-paid compensation rates result in higher fees for borrowers. However, borrower-paid rates increase the upfront costs of getting a mortgage.
What fees does Access Lending Solutions Mortgage Broker charge?
Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.
Does Access Lending Solutions Mortgage Broker charge broker administration fees?
No, Access Lending Solutions Mortgage Broker does not charge a broker administration fee.
Does Access Lending Solutions Mortgage Broker charge broker loan origination fees?
Yes, Access Lending Solutions Mortgage Broker charges borrowers a broker loan origination fee starting at 1%.
Does Access Lending Solutions Mortgage Broker charge broker upfront fees?
No, Access Lending Solutions Mortgage Broker does not charge broker upfront fees.
Does Access Lending Solutions Mortgage Broker charge a yield-spread premium?
No, Access Lending Solutions Mortgage Broker does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.
| Description | |
|---|---|
| Broker Fee Payer | Both |
| Broker Loan Origination Fees | Starting at 1% |
What mortgage programs does Access Lending Solutions Mortgage Broker offer?
Access Lending Solutions Mortgage Broker offers the following mortgage programs:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What types of mortgage does Access Lending Solutions Mortgage Broker broker?
Access Lending Solutions Mortgage Broker works with the following types of mortgages:| Supported Options | Unsupported Options |
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Contact
- Headquarters
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1150 E Orangethorpe Avenue,
Suite 110
Placentia, CA 92870 USA - (866) 515-1212
- Visit Site
- Email Support
About Access Lending Solutions Mortgage Broker
Availability
Feature Breakdown
| Interest Rate Types Offered |
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| Mortgage Programs |
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