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Last Updated: 04/18/2025

Access Lending Solutions Mortgage Broker

in Mortgage Brokers from Access Lending Solutions Inc

Last Updated: 04/18/2025

Access Lending Solutions Mortgage Broker logo
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Interest Rate Types Offered

  • Hybrid Mortgage
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
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Access Lending Solutions Mortgage Broker Review

Access Lending Solutions Mortgage Broker services are offered by Access Lending Solutions Inc (NMLS #245688), a licensed broker founded in 2007 and based in Placentia, CA. Access Lending Solutions Mortgage Broker services available in 1 state.

Access Lending Solutions Mortgage Broker FAQ

How does Access Lending Solutions Mortgage Broker get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

What fees does Access Lending Solutions Mortgage Broker charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does Access Lending Solutions Mortgage Broker charge broker administration fees?

No, Access Lending Solutions Mortgage Broker does not charge a broker administration fee.

Does Access Lending Solutions Mortgage Broker charge broker loan origination fees?

No, Access Lending Solutions Mortgage Broker does not charge a broker loan origination fees.

Does Access Lending Solutions Mortgage Broker charge broker upfront fees?

No, Access Lending Solutions Mortgage Broker does not charge broker upfront fees.

Does Access Lending Solutions Mortgage Broker charge a yield-spread premium?

No, Access Lending Solutions Mortgage Broker does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

What mortgage programs does Access Lending Solutions Mortgage Broker offer?

Access Lending Solutions Mortgage Broker offers the following mortgage programs:
  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What types of mortgage does Access Lending Solutions Mortgage Broker broker?

Access Lending Solutions Mortgage Broker works with the following types of mortgages:

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Contact

Headquarters

1150 E Orangethorpe Avenue,
Suite 110
Placentia, CA 92870
(866) 515-1212
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