SuperMoney 
  American Capital Financial Group Mortgage Brokers

American Capital Financial Group Mortgage Brokers

in Mortgage Brokers from American Capital Financial Group

Unaffiliated

American Capital Financial Group Mortgage Brokers

Unaffiliated

in Mortgage Brokers from American Capital Financial Group

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend American Capital Financial Group Mortgage Brokers to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Broker Fee Payer
  • Lender
  • Borrower
Broker Loan Origination Fees N/A
NMLS # 1553990
Type of Mortgage
  • HELOC
  • Home Equity Loans
  • Home Purchase

American Capital Financial Group Mortgage Brokers Review

Where does American Capital Financial Group Mortgage Brokers do business?

American Capital Financial Group Mortgage Brokers is a licensed mortgage broker (NMLS# 1553990) with headquarters in Rockville, MD. It operates in 2 states (and Washington, DC).

The company was founded in 2000 and helps borrowers find a direct lender that will approve the loan amounts, rates, and terms they require.

How does American Capital Financial Group get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

American Capital Financial Group gets paid by borrowers. This means American Capital Financial Group works for you and will not be influenced by lender commissions. This fee model may help borrowers get lower rates and better terms, but it can also increase the upfront mortgage costs.

American Capital Financial Group gets paid by lenders. Lender-paid compensation is the most common fee model among mortgage brokers. This fee model can help bring down the upfront costs to borrowers. However, it also gives brokers the incentive of promoting lenders that pay higher commissions.

What fees does American Capital Financial Group charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does American Capital Financial Group Mortgage Brokers charge broker administration fees?

No, American Capital Financial Group does not charge a broker administration fee.

Does American Capital Financial Group charge broker loan origination fees?

No, American Capital Financial Group does not charge a broker loan origination fees.

Does American Capital Financial Group Mortgage Brokers charge broker upfront fees?

No, American Capital Financial Group does not charge broker upfront fees.

Does American Capital Financial Group charge a yield-spread premium?

No, American Capital Financial Group does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

American Capital Financial Group Mortgage Brokers Fees
Description
Broker Loan Origination Fees N/A
Broker Upfront Fees N/A
Broker Administration Fees N/A
Yield-Spread Premium N/A

What mortgage programs does American Capital Financial Group Mortgage Brokers offer?

American Capital Financial Group Mortgage Brokers offers the following mortgage programs:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What types of mortgage does American Capital Financial Group broker?

American Capital Financial Group works with the following types of mortgages:
Type of Mortgage Options
Supported Options Unsupported Options
  • Home Equity Loans
  • HELOC
  • Home Purchase
  • Hybrid Mortgage
  • Reverse Mortgage
  • Refinance
  • SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    About American Capital Financial Group Mortgage Brokers

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 2 states and Washington, D.C.
    • Washington, DC
    • Maryland
    • Virginia

    Be the first to rate

     

    Would you recommend American Capital Financial Group Mortgage Brokers to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Mortgage Brokers

    CloseYourOwnLoan.com
    Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

    2 Reviews

    Broker House Lending
    Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

    1 Reviews