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Last Updated: 04/18/2025

RCG Mortgage Broker

in Mortgage Brokers from RCG Mortgage

Last Updated: 04/18/2025

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RCG Mortgage Broker Review

RCG Mortgage Broker services are offered by RCG Mortgage (NMLS #1479554), a licensed broker founded in 2017 and based in Hauppauge, NY. RCG Mortgage services available in 50 states and Washington, DC.

RCG Mortgage Broker FAQ

How does RCG Mortgage Broker get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

What fees does RCG Mortgage Broker charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does RCG Mortgage Broker charge broker administration fees?

No, RCG Mortgage Broker does not charge a broker administration fee.

Does RCG Mortgage Broker charge broker loan origination fees?

No, RCG Mortgage Broker does not charge a broker loan origination fees.

Does RCG Mortgage Broker charge broker upfront fees?

No, RCG Mortgage Broker does not charge broker upfront fees.

Does RCG Mortgage Broker charge a yield-spread premium?

No, RCG Mortgage Broker does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

What mortgage programs does RCG Mortgage Broker offer?

RCG Mortgage Broker offers the following mortgage programs:
  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • Jumbo: Any mortgage with a loan amount above the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2018, the jumbo threshold is $453,100 in most of the United States.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What types of mortgage does RCG Mortgage Broker broker?

RCG Mortgage Broker works with the following types of mortgages:

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

490 Wheeler Rd
Hauppauge, NY 11788
(866) 747-1393
Visit Site
Email Support

Hours of Operation

Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day

Other Services by RCG Mortgage

SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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