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  Bright Vision Mortgage Broker

Bright Vision Mortgage Broker

in Mortgage Brokers from Bright Vision Mortgage

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Bright Vision Mortgage Broker

Unaffiliated

in Mortgage Brokers from Bright Vision Mortgage

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Highlights
Highlights
Broker Fee Payer
  • Lender
  • Borrower
Broker Loan Origination Fees N/A
NMLS # 148966
Type of Mortgage
  • Home Purchase
  • Hybrid Mortgage
  • Refinance
  • Reverse Mortgage

Bright Vision Mortgage Broker Review

Where does Bright Vision Mortgage Broker do business?

Bright Vision Mortgage Broker is a licensed mortgage broker (NMLS# 148966) with headquarters in Ponte Vedra Beach, FL. It operates in 2 states.

The company was founded in 2006 and helps borrowers find a direct lender that will approve the loan amounts, rates, and terms they require.

How does Bright Vision Mortgage get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

Bright Vision Mortgage gets paid by borrowers. This means Bright Vision Mortgage works for you and will not be influenced by lender commissions. This fee model may help borrowers get lower rates and better terms, but it can also increase the upfront mortgage costs.

Bright Vision Mortgage gets paid by lenders. Lender-paid compensation is the most common fee model among mortgage brokers. This fee model can help bring down the upfront costs to borrowers. However, it also gives brokers the incentive of promoting lenders that pay higher commissions.

What fees does Bright Vision Mortgage charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does Bright Vision Mortgage Broker charge broker administration fees?

No, Bright Vision Mortgage does not charge a broker administration fee.

Does Bright Vision Mortgage charge broker loan origination fees?

No, Bright Vision Mortgage does not charge a broker loan origination fees.

Does Bright Vision Mortgage Broker charge broker upfront fees?

No, Bright Vision Mortgage does not charge broker upfront fees.

Does Bright Vision Mortgage charge a yield-spread premium?

No, Bright Vision Mortgage does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

Bright Vision Mortgage Broker Fees
Description
Broker Loan Origination Fees N/A
Broker Upfront Fees N/A
Broker Administration Fees N/A
Yield-Spread Premium N/A

What mortgage programs does Bright Vision Mortgage Broker offer?

Bright Vision Mortgage Broker offers the following mortgage programs:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What types of mortgage does Bright Vision Mortgage broker?

Bright Vision Mortgage works with the following types of mortgages:
Type of Mortgage Options
Supported Options Unsupported Options
  • Hybrid Mortgage
  • Reverse Mortgage
  • Home Purchase
  • Refinance
  • Home Equity Loans
  • HELOC
  • SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   111-C Solana Road, Suite A
      Ponte Vedra Beach, FL 32082
    •   Visit Site

    About Bright Vision Mortgage Broker

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 2 states
    • Florida
    • North Carolina

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