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Last Updated: 04/18/2025

Broker House Lending

in Mortgage Brokers from Broker House Lending

Last Updated: 04/18/2025

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Interest Rate Types Offered

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
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Broker House Lending Review

Broker House Lending services are offered by Broker House Lending (NMLS #856693), a licensed broker founded in 2011 and based in Louisville, KY. Broker House Lending services available in 2 states.

Broker House Lending FAQ

How does Broker House Lending get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

What fees does Broker House Lending charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does Broker House Lending charge broker administration fees?

No, Broker House Lending does not charge a broker administration fee.

Does Broker House Lending charge broker loan origination fees?

No, Broker House Lending does not charge a broker loan origination fees.

Does Broker House Lending charge broker upfront fees?

No, Broker House Lending does not charge broker upfront fees.

Does Broker House Lending charge a yield-spread premium?

No, Broker House Lending does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

What mortgage programs does Broker House Lending offer?

Broker House Lending offers the following mortgage programs:
  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • Jumbo: Any mortgage with a loan amount above the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2018, the jumbo threshold is $453,100 in most of the United States.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What types of mortgage does Broker House Lending broker?

Broker House Lending works with the following types of mortgages:

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Contact

Headquarters

11400 Shelbyville Road
Louisville, KY 40243
(502) 742-1502
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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Broker House Lending Community Reviews

Would you recommend Broker House Lending to your friends?

LT

Lisa T.

Dec 13, 2019

May or may not recommend

With interest rates so low, I shopped around to refinance my mortgage. Broker House Lending stood out in their quick response and the information/education they imparted. After choosing them, that same great service continued. Every step was smooth and set up at my convenience. Every question I had was answered. They eliminated the fear and anxiety associated with such a big choice. I highly recommend them. LT
PM

Pamela M.

Oct 4, 2019

May or may not recommend

I highly recommend Broker House Lending Mortgage Brokers, having just completed the purchase of our new home with their assistance. From the day we first stopped in their office, they have been nothing but professional, friendly, and exceptionally knowledgeable. They worked tirelessly to guide us through the maze of credit scores and financing options until our dream was realized. You cannot go wrong with this firm working for you.

Showing 2 of 2 reviews

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