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  Morty Mortgage Broker

Morty Mortgage Broker

in Mortgage Brokers from Morty Inc

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Morty Mortgage Broker

Unaffiliated

in Mortgage Brokers from Morty Inc

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Morty Mortgage Broker Review

Where does Morty Mortgage Broker do business?

Morty Mortgage Broker is a licensed mortgage broker (NMLS# 1429243) with headquarters in New York, NY. It operates in 31 states (and Washington, DC).

The company was founded in 2016 and helps borrowers find a direct lender that will approve the loan amounts, rates, and terms they require.

How does Morty Inc get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

Morty Inc gets paid by lenders. Lender-paid compensation is the most common fee model among mortgage brokers. This fee model can help bring down the upfront costs to borrowers. However, it also gives brokers the incentive of promoting lenders that pay higher commissions.

What fees does Morty Inc charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does Morty Mortgage Broker charge broker administration fees?

No, Morty Inc does not charge a broker administration fee.

Does Morty Inc charge broker loan origination fees?

No, Morty Inc does not charge a broker loan origination fees.

Does Morty Mortgage Broker charge broker upfront fees?

No, Morty Inc does not charge broker upfront fees.

Does Morty Inc charge a yield-spread premium?

No, Morty Inc does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

Morty Mortgage Broker Fees
Description
Broker Loan Origination Fees --> N/A
Broker Upfront Fees --> N/A
Broker Administration Fees --> N/A
Yield-Spread Premium --> N/A

What mortgage programs does Morty Mortgage Broker offer?

Morty Mortgage Broker offers the following mortgage programs:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.

What types of mortgage does Morty Inc broker?

Morty Inc works with the following types of mortgages:
Type of Mortgage Options
Supported Options Unsupported Options
  • Home Purchase
  • Home Equity Loans
  • HELOC
  • Hybrid Mortgage
  • Reverse Mortgage
  • Refinance
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    Contact

    • Headquarters
    •   180 Varick Street
      Suite 816
      New York, NY 10014
    •   Visit Site

    Hours of Operation

    • Sunday Closed
    • Monday 9:00am - 7:00pm
    • Tuesday 9:00am - 7:00pm
    • Wednesday 9:00am - 7:00pm
    • Thursday 9:00am - 7:00pm
    • Friday 9:00am - 7:00pm
    • Saturday Closed

    About Morty Mortgage Broker

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 31 states and Washington, D.C.
    • Alabama
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Maine
    • Maryland
    • Michigan
    • Minnesota
    • Nebraska
    • New Jersey
    • North Carolina
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • South Carolina
    • Tennessee
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin

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