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Last Updated: 04/18/2025

The Mortgage Source

in Mortgage Brokers from The Mortgage Source, Inc

Last Updated: 04/18/2025

The Mortgage Source, Inc logo
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Interest Rate Types Offered

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
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The Mortgage Source Review

The Mortgage Source services are offered by The Mortgage Source, Inc (NMLS #123881), a licensed broker founded in 1996 and based in Laramie, WY. The Mortgage Source services available in 50 states and Washington, DC.

The Mortgage Source FAQ

How does The Mortgage Source get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

What fees does The Mortgage Source charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does The Mortgage Source charge broker administration fees?

No, The Mortgage Source does not charge a broker administration fee.

Does The Mortgage Source charge broker loan origination fees?

No, The Mortgage Source does not charge a broker loan origination fees.

Does The Mortgage Source charge broker upfront fees?

No, The Mortgage Source does not charge broker upfront fees.

Does The Mortgage Source charge a yield-spread premium?

No, The Mortgage Source does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

What mortgage programs does The Mortgage Source offer?

The Mortgage Source offers the following mortgage programs:
  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What types of mortgage does The Mortgage Source broker?

The Mortgage Source works with the following types of mortgages:

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

414 E Lewis St
Laramie, WY 82072
(307) 755-1592
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed

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The Mortgage Source Community Reviews

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