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Last Updated: 04/18/2025

First Coast Mortgage Funding

in Mortgage Brokers from First Coast Mortgage Funding

Last Updated: 04/18/2025

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Interest Rate Types Offered

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
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First Coast Mortgage Funding Review

First Coast Mortgage Funding services are offered by First Coast Mortgage Funding (NMLS #1953441), a licensed broker founded in 2019 and based in Ponte Vedra Beach, FL. First Coast Mortgage Funding services available in 50 states and Washington, DC.

First Coast Mortgage Funding FAQ

How does First Coast Mortgage Funding get paid?

Mortgage brokers get paid either by lenders or by borrowers. However, they cannot receive compensation from both parties.

What fees does First Coast Mortgage Funding charge?

Although cost should not be the only factor when choosing mortgage brokers, it is smart to compare the rates, fees, and services mortgage brokers offer before making a decision.

Does First Coast Mortgage Funding charge broker administration fees?

No, First Coast Mortgage Funding does not charge a broker administration fee.

Does First Coast Mortgage Funding charge broker loan origination fees?

No, First Coast Mortgage Funding does not charge a broker loan origination fees.

Does First Coast Mortgage Funding charge broker upfront fees?

No, First Coast Mortgage Funding does not charge broker upfront fees.

Does First Coast Mortgage Funding charge a yield-spread premium?

No, First Coast Mortgage Funding does not receive a yield spread premium from borrowers. Brokers that are paid a yield-spread premium from lenders have an incentive to steer borrowers to lenders thatt offer higher yield-spread premiums even if they qualify for a lower interest with another lender. This is not always bad for borrowers as it can lower the upfront costs of a mortgage. For instance, borrowers who only plan to hold a mortgage for a few years may find this option cheaper.

What mortgage programs does First Coast Mortgage Funding offer?

First Coast Mortgage Funding offers the following mortgage programs:
  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What types of mortgage does First Coast Mortgage Funding broker?

First Coast Mortgage Funding works with the following types of mortgages:

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Contact

Headquarters

360 Town Plaza Ave
340
Ponte Vedra Beach, FL 32081
(904) 217-5450
Visit Site
Email Support

Hours of Operation

Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day

Other Services by First Coast Mortgage Funding

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