Where does 21st Mortgage Corporation do business?

21st Mortgage Corporation is a direct lender based in Knoxville, TN. The company was founded in 1995 and offers mortgage refinancing to borrowers in 47 states across the USA.

What range of mortgage balances will 21st Mortgage Corporation refinance?

Mortgage refianancing loans start at $20000.

What is the maximum loan term for a mortgage refinance via 21st Mortgage Corporation?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. 21st Mortgage Corporation offers mortgages refinancing with terms ranging from 5 to 23 years.

Does 21st Mortgage Corporation charge a mortgage origination fee?

Yes, 21st Mortgage Corporation may charge a loan origination fee.

Does 21st Mortgage Corporation charge prepayment fees?

Yes, 21st Mortgage Corporation charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does 21st Mortgage Corporation offer?

21st Mortgage Corporation offers the following mortgage programs:

  • Conventional mortgages
  • FHA

What property usage types does 21st Mortgage Corporation allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 21st Mortgage Corporation allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Inestment properties and house flipping projects 

  • Loan Term (Years)
    5 - 23
  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Secondary Home
  • Loan Amount
    Starting at $20000
  • APR
    Starting at 6.75%
  • Terms
    5 to 23 years
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