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21st Mortgage Corporation

in Mortgage Refinance

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21st Mortgage Corporation

Unaffiliated

in Mortgage Refinance

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Overview

Where does 21st Mortgage Corporation do business?

21st Mortgage Corporation is a direct lender based in Knoxville, TN. The company was founded in 1995 and offers mortgage refinancing to borrowers in 47 states across the USA.

What range of mortgage balances will 21st Mortgage Corporation refinance?

Mortgage refinancing loans start at $20,000.

What is the maximum loan term for a mortgage refinance via 21st Mortgage Corporation?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. 21st Mortgage Corporation offers mortgages refinancing with terms ranging from 5 to 23 years.

Does 21st Mortgage Corporation charge a mortgage origination fee?

Yes, 21st Mortgage Corporation may charge a loan origination fee.

What mortgage programs does 21st Mortgage Corporation offer?

21st Mortgage Corporation offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does 21st Mortgage Corporation allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 21st Mortgage Corporation allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Contact

Other Services by 21st Mortgage Corporation

Availability

Available in 47 states
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Amount
Starting at
$20
Loan Term (Years)
5 - 23
3 40
APR
Starting at
6.75%

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