Last Updated: 04/18/2025
21st Mortgage Corporation Mortgage Refinance
Unaffiliated
Last Updated: 04/18/2025
Cast Your Vote
Compare All Mortgage Refinance
Filter & compare all your options in one place.
Highlights
Credit Score Range
N/A
Amount Range
Starting at $20,000
Loan Term (Years)
5 - 23
21st Mortgage Corporation Mortgage Refinance Review
21st Mortgage Corporation Mortgage Refinance is offered by 21st Mortgage Corporation (NMLS #2280), a direct lender founded in 1995 and based in Knoxville, TN. 21st Mortgage refinance are available in 47 states.
Key Takeaways
- Only offers one mortgage program. 21st Mortgage Corporation Mortgage Refinance only refinances FHA mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
21st Mortgage Corporation Mortgage Refinance Pros & Cons
| Pros | Cons |
|
|
21st Mortgage Corporation Mortgage Refinance FAQ
What range of mortgage balances will 21st Mortgage refinance refinance?
Mortgage refinancing loans start at $20,000 .
What is the maximum loan term for a mortgage refinance via 21st Mortgage refinance?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. 21st Mortgage Corporation Mortgage Refinance offers mortgage refinancing with terms ranging from 5 to 23 years.
How long does 21st Mortgage refinance take to refinance?
21st Mortgage refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does 21st Mortgage refinance charge a mortgage origination fee?
Yes, 21st Mortgage Corporation Mortgage Refinance will charge a loan origination fee .
What mortgage programs does 21st Mortgage refinance offer?
21st Mortgage Corporation Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does 21st Mortgage refinance allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 21st Mortgage Corporation Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 8:00PM
Saturday
Closed