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  21st Mortgage Corporation Mortgage Refinance

21st Mortgage Corporation Mortgage Refinance

in Mortgage Refinance from 21st Mortgage Corporation · NMLS ID #2280

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21st Mortgage Corporation Mortgage Refinance

Unaffiliated

in Mortgage Refinance from 21st Mortgage Corporation · NMLS ID #2280

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Highlights
Highlights
Community Rating

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Loan Amount Starting at $20,000
Loan Term (Years) 5 - 23 years

21st Mortgage Corporation Mortgage Refinance Review

21st Mortgage Corporation Mortgage Refinance is offered by 21st Mortgage Corporation (NMLS #2280), a direct lender founded in 1995 and based in Knoxville, TN. 21st Mortgage Corporation Mortgage Refinance is available in 47 states across the USA.

Key Takeaways
  • Only offers one mortgage pogram. 21st Mortgage Corporation Mortgage Refinance only refinances FHA mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. 21st Mortgage Corporation Mortgage Refinance only offers
  • Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.
21st Mortgage Corporation Mortgage Refinance Pros & Cons
Pros Cons
  • Available in 47 states.
  • Charges an origination fee.
  • Charges prepayment fees.
21st Mortgage Corporation Mortgage Refinance FAQ

What range of mortgage balances will 21st Mortgage Corporation Mortgage Refinance refinance?

Mortgage refinancing loans start at $20,000.

What is the maximum loan term for a mortgage refinance via 21st Mortgage Corporation Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. 21st Mortgage Corporation Mortgage Refinance offers mortgages refinancing with terms ranging from 5 to 23 years.

Does 21st Mortgage Corporation Mortgage Refinance charge a mortgage origination fee?

Yes, 21st Mortgage Corporation Mortgage Refinance will charge a loan origination fee.

What mortgage programs does 21st Mortgage Corporation Mortgage Refinance offer?

21st Mortgage Corporation Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does 21st Mortgage Corporation Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 21st Mortgage Corporation Mortgage Refinance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 9:00pm
  • Tuesday 8:00am - 9:00pm
  • Wednesday 8:00am - 9:00pm
  • Thursday 8:00am - 9:00pm
  • Friday 8:00am - 8:00pm
  • Saturday Closed

Other Services by 21st Mortgage Corporation

Availability

  Available in 47 states
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
APR Starting at 6.75%
Loan Term 5 - 23 years
Loan Amount Starting at $20,000
Interest Rate Types Offered N/A
Mortgage Programs FHA
Terms 5 to 23 years

21st Mortgage Corporation Mortgage Refinance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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