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  21st Mortgage Corporation Mortgage Refinance
21st Mortgage Corporation Mortgage Refinance
in Mortgage Refinance from 21st Mortgage Corporation · NMLS ID #2280
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21st Mortgage Corporation Mortgage Refinance

Unaffiliated
in Mortgage Refinance from 21st Mortgage Corporation · NMLS ID #2280
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
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2 users don't recommend
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Highlights
Community Rating

Rating not yet determined  
Loan Amount Starting at $20,000
Loan Term (Years) 5 - 23 years

21st Mortgage Corporation Mortgage Refinance Review

21st Mortgage Corporation Mortgage Refinance is offered by 21st Mortgage Corporation (NMLS #2280), a direct lender founded in 1995 and based in Knoxville, TN. 21st Mortgage Corporation Mortgage Refinance are available in 47 states across the USA.

Key Takeaways

  • Only offers one mortgage program. 21st Mortgage Corporation Mortgage Refinance only refinances FHA mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. 21st Mortgage Corporation Mortgage Refinance only offers
  • Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

21st Mortgage Corporation Mortgage Refinance Pros & Cons

Pros Cons
  • Available in 47 states.
  • Charges an origination fee.
  • Charges prepayment fees.

21st Mortgage Corporation Mortgage Refinance FAQ

What range of mortgage balances will 21st Mortgage refinance refinance?

Mortgage refinancing loans start at $20,000.

What is the maximum loan term for a mortgage refinance via 21st Mortgage refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. 21st Mortgage Corporation Mortgage Refinance offers mortgage refinancing with terms ranging from 5 to 23 years.

How long does 21st Mortgage refinance take to refinance?

Generally, it takes 21st Mortgage refinance between 28 and 56 days to complete a refinance. Of course, this is just an estimate. The exact time will vary depending on the lender and the market.

Does 21st Mortgage refinance charge a mortgage origination fee?

Yes, 21st Mortgage Corporation Mortgage Refinance will charge a loan origination fee.

What mortgage programs does 21st Mortgage refinance offer?

21st Mortgage Corporation Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does 21st Mortgage refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 21st Mortgage Corporation Mortgage Refinance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 9:00pm
  • Tuesday 8:00am - 9:00pm
  • Wednesday 8:00am - 9:00pm
  • Thursday 8:00am - 9:00pm
  • Friday 8:00am - 8:00pm
  • Saturday Closed

Other Services by 21st Mortgage Corporation

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Availability

  Available in 47 states
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Intended Use
  • Primary Home
  • Secondary Home
  • Investment
APR Starting at 6.75%
Loan Term 5 - 23 years
Loan Amount Starting at $20,000
Mortgage Programs FHA

21st Mortgage Corporation Mortgage Refinance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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