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  Alameda Mortgage Corporation Refinance

Alameda Mortgage Corporation Refinance

in Mortgage Refinance from Alameda Mortgage Corporation · NMLS ID #271603

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Alameda Mortgage Corporation Refinance

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in Mortgage Refinance from Alameda Mortgage Corporation · NMLS ID #271603

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Highlights
Highlights
Loan Amount Up to $424,100
Loan Term (Years) 15 - 30 years

Alameda Mortgage Corporation Refinance Review

Alameda Mortgage Corporation Refinance is offered by Alameda Mortgage Corporation (NMLS #271603), a direct lender founded in 1968 and based in Danville, CA. Alameda Mortgage Corporation Refinance is available in 3 states across the USA.

Key Takeaways
  • Only two mortgage programs offered. Alameda Mortgage Corporation Refinance refinances FHA VA conforming and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Non-standard interest rates available. Alameda Mortgage Corporation Refinance offers hybrid mortgages and fixed-rate mortgages.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for refinancing. However, Alameda Mortgage Corporation Refinance does offer refinancing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.
Alameda Mortgage Corporation Refinance Pros & Cons
Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 3 states.
Alameda Mortgage Corporation Refinance FAQ

What is the maximum loan term for a mortgage refinance via Alameda Mortgage Corporation Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Alameda Mortgage Corporation Refinance offers mortgages refinancing with terms ranging from 15 to 30 years.

What is the estimated funding time for a mortgage refinance with Alameda Mortgage Corporation Refinance?

Alameda Mortgage Corporation Refinance will typically fund mortgage refinances within day of approval.

Does Alameda Mortgage Corporation Refinance charge a mortgage origination fee?

Yes, Alameda Mortgage Corporation Refinance will charge a loan origination fee.

What mortgage programs does Alameda Mortgage Corporation Refinance offer?

Alameda Mortgage Corporation Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Alameda Mortgage Corporation Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Alameda Mortgage Corporation Refinance allows the following property usage types: 

  • Primary home
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

Other Services by Alameda Mortgage Corporation

Availability

  Available in 3 states
  • California
  • Colorado
  • Oregon

Feature Breakdown

Intended Use Primary Home
Loan Term 15 - 30 years
Loan Amount Up to $424,100
Interest Rate Types Offered
  • Hybrid Mortgage
Mortgage Programs
  • FHA
  • VA
Terms 15, 20, 30 years

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