AmCap Mortgage Refinance Review

AmCap Mortgage Refinance is offered by AmCap Mortgage (NMLS #129122), a direct lender founded in 2002 and based in Houston, TX. AmCap Mortgage Refinance is available in 35 states (and Washington, DC).

Key Takeaways

• Mortgage programs available. AmCap Mortgage Refinance refinances FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
• Refinancing for large mortgages. You can refinance mortgages with balances of up to $3,000,000 with AmCap Mortgage Refinance.
• Interest Rate Types. AmCap Mortgage Refinance offers hybrid mortgages and fixed-rate mortgages.
• Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
• Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.

AmCap Mortgage Refinance Pros and Cons:

What range of mortgage balances will AmCap Mortgage Refinance refinance?

Mortgage refinancing loans start at $50,000 and go up to $3,000,000

What is the maximum loan term for a mortgage refinance via AmCap Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. AmCap Mortgage Refinance offers mortgages refinancing with terms ranging from 15 to 30 years.

Does AmCap Mortgage Refinance charge a mortgage origination fee?

Yes, AmCap Mortgage Refinance will charge a loan origination fee.