What is the estimated funding time for a mortgage refinance with AMEC Home Loans Mortgage Refinance?

AMEC Home Loans Mortgage Refinance will typically fund mortgage refinances within day of approval.

What mortgage programs does AMEC Home Loans Mortgage Refinance offer?

AMEC Home Loans Mortgage Refinance offers the following mortgage types:

• Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
• FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
• FHA 203k: An FHA mortgage you can also use to finance home improvements.
• HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.
• USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
• VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does AMEC Home Loans Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. AMEC Home Loans Mortgage Refinance allows the following property usage types: 

• Primary home
• Secondary homes and vacation properties