SuperMoney
Explore
Compare Rates

Compare All Mortgage Refinance

Filter & compare all your options in one place.

View All Mortgage Refinance
x No thanks, not right now
Advertiser Disclosure
  American Capital Corporation Mortgage Refinance
American Capital Corporation Mortgage Refinance
in Mortgage Refinance from American Capital Corporation · NMLS ID #264422
Unaffiliated

American Capital Corporation Mortgage Refinance

Unaffiliated
in Mortgage Refinance from American Capital Corporation · NMLS ID #264422
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Mortgage Refinance.
AmeriSave Mortgage Corporation Refinance
AmeriSave Mortgage Corporation Refinance

Strongly recommended

41 reviews
Learn More
Highlights
Loan Amount Up to $2,000,000
Loan Term (Years) 15 - 30 years

American Capital Corporation Mortgage Refinance Review

American Capital Corporation Mortgage Refinance is offered by American Capital Corporation (NMLS #264422), a direct lender founded in 1994 and based in El Segundo, CA. American Capital Corporation Mortgage Refinance is available in 9 states across the USA.

Key Takeaways
  • 5 different mortgage programs offered. American Capital Corporation Mortgage Refinance refinances FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Non-standard interest rates available. American Capital Corporation Mortgage Refinance offers hybrid mortgages, and fixed-rate mortgages.
  • Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
American Capital Corporation Mortgage Refinance Pros & Cons
Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 9 states.
American Capital Corporation Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via American Capital Corporation Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. American Capital Corporation Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does American Capital Corporation Mortgage Refinance take to refinance?

American Capital Corporation Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does American Capital Corporation Mortgage Refinance charge a mortgage origination fee?

Yes, American Capital Corporation Mortgage Refinance will charge a loan origination fee.

What mortgage programs does American Capital Corporation Mortgage Refinance offer?

American Capital Corporation Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does American Capital Corporation Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. American Capital Corporation Mortgage Refinance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by American Capital Corporation

Icon for Mortgage

Home Purchase Mortgages

Be the first to rate

Availability

  Available in 9 states
  • Arizona
  • California
  • Colorado
  • Idaho
  • New Mexico
  • Oregon
  • Tennessee
  • Texas
  • Washington

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Term 15 - 30 years
Loan Amount Up to $2,000,000
Interest Rate Types Offered
  • Hybrid Mortgage
Mortgage Programs
  • FHA
  • FHA 203k
  • USDA
  • VA
Terms 3/1, 5/1, 7/1, 10/1, 15, 30 years

Be the first to rate

 

Would you recommend American Capital Corporation Mortgage Refinance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)
Browse Mortgage Refinance Lenders
SuperMoney
Goals
Partner with us
Go to homepage

NMLS Consumer Access ID #1520999

Copyright 2022 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

This content is not provided by any financial institution. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.