What is the maximum loan term for a mortgage refinance via American Quest Home Loans Mortgage Refinance?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. American Quest Home Loans Mortgage Refinance offers mortgages refinancing with terms ranging from 15 to 30 years.

What is the estimated funding time for a mortgage refinance with American Quest Home Loans Mortgage Refinance?

American Quest Home Loans Mortgage Refinance will typically fund mortgage refinances within day of approval.

What mortgage programs does American Quest Home Loans Mortgage Refinance offer?

American Quest Home Loans Mortgage Refinance offers the following mortgage types:

• Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
• FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
• VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does American Quest Home Loans Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. American Quest Home Loans Mortgage Refinance allows the following property usage types: 

• Primary home
• Secondary homes and vacation properties