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  America's Choice Mortgage Refinance
America's Choice Mortgage Refinance
in Mortgage Refinance from America's Choice Home Loans · NMLS ID #111842
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America's Choice Mortgage Refinance

Unaffiliated
in Mortgage Refinance from America's Choice Home Loans · NMLS ID #111842
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
0 users don't recommend
Browse Reviews: 1 Recommendations | 0 Complaints
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Highlights
Community Rating

Rating not yet determined  
Loan Amount Up to $2,500,000
Loan Term (Years) 15 - 30 years

America's Choice Mortgage Refinance Review

America's Choice Mortgage Refinance is offered by America's Choice Home Loans (NMLS #111842), founded in 1998 and based in Houston, TX. America's Choice Mortgage Refinance is available in 3 states across the USA.

Key Takeaways
  • 4 different mortgage programs offered. America's Choice Mortgage Refinance refinances and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. America's Choice Mortgage Refinance offers and fixed-rate mortgages.
  • Only primary residences considered. America's Choice Mortgage Refinance does not offer refinancing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
America's Choice Mortgage Refinance Pros & Cons
Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 3 states.
America's Choice Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via America's Choice Home Loans?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. America's Choice Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does America's Choice Home Loans take to refinance?

America's Choice Home Loans does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does America's Choice Home Loans charge a mortgage origination fee?

Yes, America's Choice Mortgage Refinance will charge a loan origination fee.

What mortgage programs does America's Choice Home Loans offer?

America's Choice Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.

What property usage types does America's Choice Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. America's Choice Mortgage Refinance allows the following property usage types: 

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Availability

  Available in 3 states
  • Georgia
  • New Jersey
  • Texas

Feature Breakdown

Intended Use
  • Primary Home
  • Secondary Home
  • Investment
Loan Term 15 - 30 years
Loan Amount Up to $2,500,000
Interest Rate Types Offered
  • Hybrid Mortgage
Mortgage Programs
  • FHA
  • FHA 203k
  • USDA
  • VA
Terms 5/1, 7/1, 15, 30 years

America's Choice Mortgage Refinance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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