Last Updated: 02/12/2026
AmeriSave Mortgage Corporation
Claimed
Last Updated: 02/12/2026
SuperMoney User Recommendation Score +93
Strongly recommended43 total votes
Cast Your Vote
Compare All Mortgage Refinance
Filter & compare all your options in one place.
Highlights
Community Rating
Strongly recommended
Credit Score Range
Starting at 600
Amount Range
$60,000 - $2,500,000
Loan Term (Years)
3 - 30
Number of Reviews
AmeriSave Mortgage Corporation Review
AmeriSave Mortgage Corporation is offered by Amerisave Mortgage Corporation (NMLS #1168), a direct lender founded in 2002 and based in Sandy Springs, GA. AmeriSave Mortgage are available in 49 states and Washington, DC.
Key Takeaways
- No origination fees. AmeriSave Mortgage Corporation does not charge fees for processing your application.
- Wide selection of mortgage programs offered. AmeriSave Mortgage Corporation refinances FHA, USDA, VA, jumbo, conforming, and conventional mortgages.
- Financing for single-family and multi-family properties. However, Amerisave Mortgage Corporation does not offer financing for manufactured homes.
- Refinancing for large mortgages. You can refinance mortgages with balances of up to $2,500,000 with AmeriSave Mortgage Corporation.
- Non-standard interest rates available. AmeriSave Mortgage Corporation offers option ARM mortgages, adjustable-rate mortgages, hybrid mortgages, and fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for AmeriSave Mortgage Corporation.
- High maximum DTI ratio. AmeriSave Mortgage Corporation requires a debt-to-income ratio of less than 45%. This ratio includes all your monthly debts, not just your proposed mortgage payment. Typically, lenders have a maximum DTI of 43% or lower.
AmeriSave Mortgage Corporation Pros & Cons
| Pros | Cons |
|
|
AmeriSave Mortgage Corporation FAQ
What range of mortgage balances will AmeriSave Mortgage refinance?
Mortgage refinancing loans start at $60,000 and go up to $2,500,000
What is the maximum loan term for a mortgage refinance via AmeriSave Mortgage?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. AmeriSave Mortgage Corporation offers mortgage refinancing with terms ranging from 3 to 30 years.
How long does AmeriSave Mortgage take to refinance?
AmeriSave Mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does AmeriSave Mortgage charge a mortgage origination fee?
No, AmeriSave Mortgage Corporation does not charge a mortgage origination fee.
Some lenders charge an origination fee for processing, underwriting, and funding a mortgage. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does AmeriSave Mortgage charge prepayment fees?
No, AmeriSave Mortgage Corporation does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.
What mortgage programs does AmeriSave Mortgage offer?
AmeriSave Mortgage Corporation offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- Jumbo: Any mortgage with a loan amount above the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2018, the jumbo threshold is $453,100 in most of the United States.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does AmeriSave Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. AmeriSave Mortgage Corporation allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from AmeriSave Mortgage
Contact
Headquarters
Hours of Operation
Sunday
8:00AM - 9:00PM
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 9:00PM