Is AmeriSave Mortgage Corporation the right fit for you?
Last Updated: 04/21/2026
AmeriSave Mortgage Corporation
Claimed
Last Updated: 04/21/2026
SuperMoney User Recommendation Score +93
Strongly recommended43 total votes
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Highlights
Community Rating
Strongly recommended
Credit Score Range
Starting at 600
Amount Range
$60,000 - $2,500,000
Loan Term (Years)
3 - 30
Number of Reviews
AmeriSave Mortgage Corporation Review
AmeriSave Mortgage Corporation is offered by Amerisave Mortgage Corporation (NMLS #1168), a direct lender founded in 2002 and based in Sandy Springs, GA. AmeriSave Mortgage are available in 49 states and Washington, DC.
Key Takeaways
- No origination fees. AmeriSave Mortgage Corporation does not charge fees for processing your application.
- Wide selection of mortgage programs offered. AmeriSave Mortgage Corporation refinances FHA, USDA, VA, jumbo, conforming, and conventional mortgages.
- Financing for single-family and multi-family properties. However, Amerisave Mortgage Corporation does not offer financing for manufactured homes.
- Refinancing for large mortgages. You can refinance mortgages with balances of up to $2,500,000 with AmeriSave Mortgage Corporation.
- Non-standard interest rates available. AmeriSave Mortgage Corporation offers option ARM mortgages, adjustable-rate mortgages, hybrid mortgages, and fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for AmeriSave Mortgage Corporation.
- Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for AmeriSave Mortgage Corporation.
- High maximum DTI ratio. AmeriSave Mortgage Corporation requires a debt-to-income ratio of less than 45%. This ratio includes all your monthly debts, not just your proposed mortgage payment. Typically, lenders have a maximum DTI of 43% or lower.
AmeriSave Mortgage Corporation Pros & Cons
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AmeriSave Mortgage Corporation FAQ
What range of mortgage balances will AmeriSave Mortgage refinance?
Mortgage refinancing loans start at $60,000 and go up to $2,500,000
What is the maximum loan term for a mortgage refinance via AmeriSave Mortgage?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. AmeriSave Mortgage Corporation offers mortgage refinancing with terms ranging from 3 to 30 years.
How long does AmeriSave Mortgage take to refinance?
AmeriSave Mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does AmeriSave Mortgage charge a mortgage origination fee?
No, AmeriSave Mortgage Corporation does not charge a mortgage origination fee.
Some lenders charge an origination fee for processing, underwriting, and funding a mortgage. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does AmeriSave Mortgage charge prepayment fees?
No, AmeriSave Mortgage Corporation does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.
What mortgage programs does AmeriSave Mortgage offer?
AmeriSave Mortgage Corporation offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- Jumbo: Any mortgage with a loan amount above the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2018, the jumbo threshold is $453,100 in most of the United States.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does AmeriSave Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. AmeriSave Mortgage Corporation allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from AmeriSave Mortgage
Contact
Headquarters
Hours of Operation
Sunday
8:00AM - 9:00PM
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 9:00PM
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SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +93, or 4.9 on a 5-point rating scale.
+93
-1000+100
No one recommends
Everyone recommends
AmeriSave Mortgage Corporation Community Reviews
Would you recommend AmeriSave Mortgage Corporation to your friends?
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
AmeriSave helped me get a mortgage payment I can actually afford now I own a house I always wanted
MA
Muhammad A.
Jul 28, 2022
May or may not recommend
AmeriSave helped me get a mortgage payment I can actually afford now I own a house I always wanted
MP
Monika P.
Mar 10, 2022
May or may not recommend
it is a good product has less fees compared to others
Becca -.
Feb 23, 2022
May or may not recommend
Remaining completely truthful, I wouldn't be able to find a serious complaint of AmeriSave's services from my own experience if I had to. For me, outside of the service itself - one of the most important things to consider is always customer service and website layout. Both of which AmeriSave carries out flawlessly. Their website is super easy to follow, especially if you're on the less "tech-savvy" side of things. ...Show More
FC
Florencia C.
Jul 22, 2021
May or may not recommend
AmeriSave Mortgage Corporation Refinance provides such an excellent and quick service. It has a wide variety of loans and the costumer service was friendly and easy to access through mobile application process. It's very convenient and I'm very happy with the results.
Cruzi
Jul 21, 2021
May or may not recommend
I love the amount of mortgage programs they offer, it's good to have that many options. They really helped me with my mortgage and I've saved the page for further needs since it is also avaible for 49 states!
Maci B.
Jul 14, 2021
May or may not recommend
AmeriSave helped me get a mortgage payment I can actually afford now I own a house I always wanted
OB
Orion B.
Jun 17, 2021
May or may not recommend
Amerisave always puts the customer first. There's always constant updates and communication and they put your mind at ease. Lovely people.
Hector D.
Jan 27, 2021
May or may not recommend
Of all the many mortgage companies I've worked with, Amerisave is the cheapest and best. They have the cheapest fees and an exceptional service, the respect and support I received was outstanding throughout the process. They were very helpful, knowledgeable and answered all my questions completely.
KJ
Khaila J.
Jan 15, 2021
May or may not recommend
AmeriSave mortgage can be done perfectly and in time to avoid looming balloon payments. It's also great that they don't require you SSN or a Hard Credit Pull when trying to pre-qualify that's a win in my book when trying to find a home. Also, the mortgage rates are as low as 2.271%APR over the span of 15 to 30 years, That's 1.750% rate over 15 years or a rate ...Show More
Sade A.
Jan 7, 2021
May or may not recommend
The online process was so clean, intuitive and quick...one of the best we’ve experienced. By time other provides even got around to preparing a quote for us, we were already halfway through the process with Better. There are constant updates as you move through each phase of the process. We got quick responses to our emails when questions arose. All in all, it was a great experience and we wish ...Show More
KD
Kevin D.
Jan 6, 2021
May or may not recommend
AmeriSave Mortgage were very professional and straight to the point relating to my situation. They had all the necessary alternatives just incase someone doesn't feel comfortable with the methods they were using. They are safe and a good site to work with mortgages. I recommend for anyone who immediately needs help with their mortgage refinance situation.
JA
Jacob A.
Dec 23, 2020
May or may not recommend
Being so, this was my first time Refinancing our family home mortgage. It was a scary but incredible process. These guys waited on me hand and foot and put every effort into finding me the best possible deal fast and easy would highly recommend it to anyone
IS
Ivy S.
Dec 22, 2020
May or may not recommend
I thoroughly enjoyed using AmeriSave Mortgage and their service. The representatives were very responsive and communicative, making sure that I understood everything and determined what was the best choice for me and situation. With their low debt rates, professional customer service representatives and fast service, I absolutely recommend everyone to use AmeriSave for any mortgage situation.
SL
Stephanie L.
Dec 11, 2020
May or may not recommend
I love the experience and I thoroughly enjoyed their service. This is the best mortgage refinance company around and I will sing their praises wherever I go. I had been at the very rock-bottom but they came through solidly for me. Thank you very much!
AK
Abdirahin K.
Dec 1, 2020
May or may not recommend
Imran D.
Would recommend3 weeks ago
This is hands down the best home mortgage agent in the country. Me and my wife were looking to buy a house after having lived together in our small apartment for over three years then. We went to the traditional institutions we know did this kind of stuff, but, unfortunately for us they asked the same traditional questions about our credit and past payment record, etc, ...Show More
VI
Victoria I.
Nov 21, 2020
May or may not recommend
This is a satisfactory mortgage refinance platform. Once you use their services, you get hooked. My friend recommended them and since then I cannot think of another place to get a loan. I went there with the mind to get a loan and I was provided with a lot of options. I always recommend them to my friends at work.
Esther O.
Nov 18, 2020
May or may not recommend
My experience with AmeriSave Mortgage Corporation was top-notch. I had to re-finance my home earlier this year, a friend told me about AmeriSave. I called their customer service line to see if they could help me manage my mortgage and today, I can gladly say that their services are swift, easy and reliable with a lot of options. They also have comfortable rates.
I highly recommend AmeriSave Mortgage Corporation for anyone ...Show More
CR
Christine R.
Nov 13, 2020
May or may not recommend
My best friend kept singing praises of how Amerisave helped her refinance her house and I decided to give them a try. I was scared at first of being ripped off but Amerisave helped me move from a rented apartment to my own house. Thank You Amerisave and I will do my best to refer other people.
ID
Imran D.
Nov 6, 2020
May or may not recommend
Last year we, my wife and I, wanted to buy a new car. We had enough in savings to do this, but being financially astute as my wife now is, she suggested that we take some money out of our home through a cash out refinancing mortgage; adding to our current mortgage, and seek to get terms where we could continue our current payments at the same rate.
We had done ...Show More
Showing 20 of 43 reviews
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