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  Bayshore Mortgage Funding Mortgage Refinance
Bayshore Mortgage Funding Mortgage Refinance
in Mortgage Refinance from Bayshore Mortgage Funding, LLC · NMLS ID #196858
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Bayshore Mortgage Funding Mortgage Refinance

Unaffiliated
in Mortgage Refinance from Bayshore Mortgage Funding, LLC · NMLS ID #196858
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

2 users recommend
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  
Loan Amount Up to $1
Loan Term (Years) 15 - 30 years

Bayshore Mortgage Funding Mortgage Refinance Review

Bayshore Mortgage Funding Mortgage Refinance is offered by Bayshore Mortgage Funding, LLC (NMLS #196858), a direct lender founded in 2001 and based in Timonium, MD. Bayshore mortgage are available in 15 states (and Washington, DC).

Key Takeaways

  • 4 different mortgage programs offered. Bayshore Mortgage Funding Mortgage Refinance refinances FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Non-standard interest rates available. Bayshore Mortgage Funding Mortgage Refinance offers hybrid mortgages, and fixed-rate mortgages.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for refinancing. However, Bayshore Mortgage Funding Mortgage Refinance does offer refinancing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Bayshore Mortgage Funding Mortgage Refinance Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 15 states.

Bayshore Mortgage Funding Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via Bayshore mortgage?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Bayshore Mortgage Funding Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does Bayshore mortgage take to refinance?

Generally, it takes Bayshore mortgage around 30 day to complete a refinance. Of course, this is just an estimate. The exact time will vary depending on the lender and the market.

Does Bayshore mortgage charge a mortgage origination fee?

Yes, Bayshore Mortgage Funding Mortgage Refinance will charge a loan origination fee.

What mortgage programs does Bayshore mortgage offer?

Bayshore Mortgage Funding Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Bayshore mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Bayshore Mortgage Funding Mortgage Refinance allows the following property usage types: 

  • Primary home
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Other Services by Bayshore Mortgage Funding, LLC

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Availability

  Available in 15 states and Washington, D.C.
  • Arizona
  • California
  • Colorado
  • Delaware
  • Florida
  • Georgia
  • Maryland
  • New Jersey
  • North Carolina
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • Washington, DC

Feature Breakdown

Intended Use Primary Home
APR Starting at 4.193%
(Verified 08/04/2023)
Loan Term 15 - 30 years
Loan Amount Up to $1
Interest Rate Types Offered Hybrid Mortgage
Mortgage Programs
  • FHA
  • FHA 203k
  • USDA
  • VA

Bayshore Mortgage Funding Mortgage Refinance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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