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Last Updated: 04/18/2025

Bayshore Mortgage Funding Mortgage Refinance

in Mortgage Refinance from Bayshore Mortgage Funding, LLC

Last Updated: 04/18/2025

Rating not yet determined2 total votes

2 users recommend

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Highlights

Credit Score Range

N/A

Amount Range

Up to $1,500,000

Loan Term (Years)

15 - 30

Bayshore Mortgage Funding Mortgage Refinance Review

Bayshore Mortgage Funding Mortgage Refinance is offered by Bayshore Mortgage Funding, LLC (NMLS #196858), a direct lender founded in 2001 and based in Timonium, MD. Bayshore mortgage are available in 15 states and Washington, DC.

Key Takeaways

Wide selection of mortgage programs offered. Bayshore Mortgage Funding Mortgage Refinance refinances FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Non-standard interest rates available. Bayshore Mortgage Funding Mortgage Refinance only offers hybrid mortgages.
Only primary residences considered. Bayshore Mortgage Funding Mortgage Refinance does not refinance vacation or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Bayshore Mortgage Funding Mortgage Refinance Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 15 states.

Bayshore Mortgage Funding Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via Bayshore mortgage?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Bayshore Mortgage Funding Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does Bayshore mortgage take to refinance?

Bayshore mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Bayshore mortgage charge a mortgage origination fee?

Yes, Bayshore Mortgage Funding Mortgage Refinance will charge a loan origination fee .

What mortgage programs does Bayshore mortgage offer?

Bayshore Mortgage Funding Mortgage Refinance offers the following mortgage types:

Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
FHA 203k: An FHA mortgage you can also use to finance home improvements.
USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Bayshore mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Bayshore Mortgage Funding Mortgage Refinance allows the following property usage types:

Primary home

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Contact

Headquarters

1920 Greenspring Dr, STE 140

Timonium, MD 21093

(410) 882-1777

Visit Site

Email Support

Other Services by Bayshore Mortgage Funding, LLC

Home Mortgage Loans

13

13 Reviews

SuperMoney Net Recommendation Score

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Bayshore Mortgage Funding Mortgage Refinance Community Reviews

Would you recommend Bayshore Mortgage Funding Mortgage Refinance to your friends?

MC

Mazhar C.

Nov 25, 2022

May or may not recommend

To be honest , I wouldn’t really go for Bayshore Mortgage Funding Mortgage Refinance , based on the nature of services such as them charging early prepayment for services. Their website is however user friendly and they have a supportive customer support.

PN

Perez N.

Aug 21, 2022

May or may not recommend

To be honest , I wouldn’t really go for Bayshore Mortgage Funding Mortgage Refinance , based on the nature of services such as them charging early prepayment for services. Their website is however user friendly and they have a supportive customer support.

Showing 2 of 2 reviews