Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
Up to $2,000,000
Loan Term (Years)
10 - 30
Bond Street Mortgage Refinance Review
Bond Street Mortgage Refinance is offered by Bond Street Mortgage LLC (NMLS #191351), a direct lender founded in 2009 and based in Paramus, NJ. Bond Street Mortgage are available in 14 states.
Key Takeaways
- Wide selection of mortgage programs offered. Bond Street Mortgage Refinance refinances FHA, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Non-standard interest rates available. Bond Street Mortgage Refinance only offers hybrid mortgages.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Bond Street Mortgage Refinance Pros & Cons
| Pros | Cons |
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Bond Street Mortgage Refinance FAQ
What is the maximum loan term for a mortgage refinance via Bond Street Mortgage?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Bond Street Mortgage Refinance offers mortgage refinancing with terms ranging from 10 to 30 years.
How long does Bond Street Mortgage take to refinance?
Bond Street Mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does Bond Street Mortgage charge a mortgage origination fee?
Yes, Bond Street Mortgage Refinance will charge a loan origination fee .
What mortgage programs does Bond Street Mortgage offer?
Bond Street Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Bond Street Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Bond Street Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
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Bond Street Mortgage Refinance Community Reviews
Would you recommend Bond Street Mortgage Refinance to your friends?
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
I strongly believe that people should pick this site because it can save single parents money and a full family money. There's no reason to rent a house if you can buy a house for less than as you do renting a house. Rentals are like $500 -$1000+ a month but when you have a cheap mortgage you pay less than the price that you would have to pay for ...Show More
NA
Noor A.
Oct 5, 2022
May or may not recommend
I strongly believe that people should pick this site because it can save single parents money and a full family money. There's no reason to rent a house if you can buy a house for less than as you do renting a house. Rentals are like $500 -$1000+ a month but when you have a cheap mortgage you pay less than the price that you would have to pay for ...Show More
Showing 2 of 2 reviews
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