SuperMoney
Explore
Compare Rates

Compare All Mortgage Refinance

Filter & compare all your options in one place.

View All Mortgage Refinance
x No thanks, not right now
Advertiser Disclosure
  Charles Schwab Mortgage Refinance

Charles Schwab Mortgage Refinance

in Mortgage Refinance from Charles Schwab

Unaffiliated

Charles Schwab Mortgage Refinance

Unaffiliated

in Mortgage Refinance from Charles Schwab

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Charles Schwab Mortgage Refinance to your friends?

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Loan Amount Up to $3,000,000
Loan Term (Years) 10 - 30 years

Charles Schwab Mortgage Refinance Review

Charles Schwab Mortgage Refinance is offered by Charles Schwab, a bank founded in 1971 and based in San Francisco, CA. Charles Schwab Mortgage Refinance is available in 50 states (and Washington, DC).

Key Takeaways
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Non-standard interest rates available. Charles Schwab Mortgage Refinance offers hybrid mortgages, and fixed-rate mortgages.
  • Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.
Charles Schwab Mortgage Refinance Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Charges an origination fee.
  • Charges prepayment fees.
Charles Schwab Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via Charles Schwab Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Charles Schwab Mortgage Refinance offers mortgages refinancing with terms ranging from 10 to 30 years.

Does Charles Schwab Mortgage Refinance charge a mortgage origination fee?

Yes, Charles Schwab Mortgage Refinance will charge a loan origination fee.

What property usage types does Charles Schwab Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Charles Schwab Mortgage Refinance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   211 Main Street
    San Francisco, CA 94105 USA
  •   Visit Site

Other Services by Charles Schwab

Icon for Investment Investment

Brokerages

3
2
1

6 Reviews

Investment Advisors

Be the first to rate
Icon for Banking Banking

Checking Accounts

Rating not yet determined

4 Reviews

Money Market Accounts

Be the first to rate

Savings Accounts

Rating not yet determined

2 Reviews

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
APR Starting at 3.787%
Loan Term 10 - 30 years
Loan Amount Up to $3,000,000
Interest Rate Types Offered
  • Hybrid Mortgage
Terms 5/1, 7/1, 10/1, 10, 15, 20, 25, 30 years

Be the first to rate

 

Would you recommend Charles Schwab Mortgage Refinance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Mortgage Refinance

Strongly recommended

30 Reviews

Strongly recommended

36 Reviews

Strongly recommended

32 Reviews

View All
Browse Mortgage Refinance Lenders
SuperMoney
Goals
Partner with us
SuperMoney
Goals
Partner with us
Go to homepage

NMLS Consumer Access ID #1520999

Copyright 2021 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.