Last Updated: 04/18/2025
City National Bank Mortgage Refinance
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Last Updated: 04/18/2025
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Highlights
Credit Score Range
600 - 850
Amount Range
Up to $1,000,000
Loan Term (Years)
Up to 30
City National Bank Mortgage Refinance Review
City National Bank Mortgage Refinance is offered by City National Bank of Texas (NMLS #429921), a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Mortgage Refinance are available in 1 state.
Key Takeaways
- Financing for a variety of property types. Offers refinancing for manufactured, single, and multi-family homes.
- Standard interest rates types. City National Bank Mortgage Refinance offers option ARM mortgages, adjustable-rate mortgages, and fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for City National Bank Mortgage Refinance.
City National Bank Mortgage Refinance Pros & Cons
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City National Bank Mortgage Refinance FAQ
What is the maximum loan term for a mortgage refinance via City National Bank Mortgage Refinance?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. City National Bank Mortgage Refinance offers mortgage refinancing with terms of up to 30 years.
How long does City National Bank Mortgage Refinance take to refinance?
City National Bank Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does City National Bank Mortgage Refinance charge a mortgage origination fee?
Yes, City National Bank Mortgage Refinance will charge a loan origination fee .
Does City National Bank Mortgage Refinance charge prepayment fees?
No, City National Bank Mortgage Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.
What mortgage programs does City National Bank Mortgage Refinance offer?
City National Bank Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
What property usage types does City National Bank Mortgage Refinance allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. City National Bank Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday8:00AM - 5:00PMTuesday8:00AM - 5:00PMWednesday8:00AM - 5:00PMThursday8:00AM - 5:00PMFriday8:00AM - 5:00PMSaturdayClosed
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