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  City National Bank Mortgage Refinance

City National Bank Mortgage Refinance

in Mortgage Refinance from City National Bank of Texas · NMLS ID #429921

Unaffiliated

City National Bank Mortgage Refinance

Unaffiliated

in Mortgage Refinance from City National Bank of Texas · NMLS ID #429921

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Highlights
Loan Amount Up to $1,000,000
Loan Term (Years) Up to 30 years

City National Bank Mortgage Refinance Review

City National Bank Mortgage Refinance is offered by City National Bank of Texas (NMLS #429921), a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Mortgage Refinance is available in 1 state across the USA.

Key Takeaways
  • Only offers one mortgage pogram. City National Bank Mortgage Refinance only refinances conventional mortgages.
  • Financing for a variety of property types. Offers refinancing for manufactured, single, and multi-family homes.
  • Standard interest rates types. City National Bank Mortgage Refinance offers option ARM mortgages, adjustable-rate mortgages, and fixed-rate mortgages.
  • Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for City National Bank Mortgage Refinance.
City National Bank Mortgage Refinance Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • Considers applicants with fair credit.
  • Offers financing for single family, multi-family, and manufactured homes.
  • Charges an origination fee.
  • Only available in 1 state.
City National Bank Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via City National Bank Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. City National Bank Mortgage Refinance offers mortgages refinancing with terms ranging from to 30 years.

Does City National Bank Mortgage Refinance charge a mortgage origination fee?

Yes, City National Bank Mortgage Refinance will charge a loan origination fee.

Does City National Bank Mortgage Refinance charge prepayment fees?

No, City National Bank Mortgage Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What mortgage programs does City National Bank Mortgage Refinance offer?

City National Bank Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.

What property usage types does City National Bank Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. City National Bank Mortgage Refinance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

No Prepayment Fee
Credit Score Range 600 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Property Type
  • Manufactured/Mobile Home
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
Loan Term Up to 30 years
Loan Amount Up to $1,000,000
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Option ARM
Mortgage Programs Conventional Mortgages

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