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Mortgage Refinance
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Last Updated: 04/18/2025

FirstBank Mortgage Refinance

in Mortgage Refinance from FirstBank

Last Updated: 04/18/2025

FirstBank Mortgage Refinance logo
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Highlights

Credit Score Range

680 - 840

Amount Range

N/A

Loan Term (Years)

5 - 30

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FirstBank Mortgage Refinance Review

FirstBank Mortgage Refinance is offered by FirstBank (NMLS #458768), a bank founded in 1963 and based in Lakewood, CO. First Bank mortgage are available in 3 states.

Key Takeaways

  • Financing for a variety of property types. Offers refinancing for manufactured, single, and multi-family homes.
  • Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Good credit required. You will need a credit score of at least 680 to qualify.

FirstBank Mortgage Refinance Pros & Cons

FirstBank Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via First Bank mortgage?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. FirstBank Mortgage Refinance offers mortgage refinancing with terms ranging from 5 to 30 years.

How long does First Bank mortgage take to refinance?

First Bank mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does First Bank mortgage charge a mortgage origination fee?

Yes, FirstBank Mortgage Refinance will charge a loan origination fee .

What property usage types does First Bank mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. FirstBank Mortgage Refinance allows the following property usage types:
  • Primary home
  • Secondary homes and vacation properties

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

12345 W. Colfax Ave.
Lakewood, CO 80215
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

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