F&M Bank Mortgage Refinancing
F&M Bank Mortgage Refinancing
in Mortgage Refinance from F&M Bank · NMLS ID #537388

F&M Bank Mortgage Refinancing

in Mortgage Refinance from F&M Bank · NMLS ID #537388
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F&M Bank Mortgage Refinancing Review

F&M Bank Mortgage Refinancing is offered by F&M Bank (NMLS #537388), a bank founded in 1907 and based in Long Beach, CA. F&M Bank Mortgage Refinancing is available in 1 state across the USA.

Key Takeaways

  • Financing for a variety of property types. Offers refinancing for manufactured, single, and multi-family homes.
  • Standard interest rates types. F&M Bank Mortgage Refinancing offers adjustable-rate mortgages and fixed-rate mortgages.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for F&M Bank Mortgage Refinancing.

F&M Bank Mortgage Refinancing Pros & Cons

Pros Cons
  • Considers applicants with fair credit.
  • Offers financing for single family, multi-family, and manufactured homes.
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 1 state.

F&M Bank Mortgage Refinancing FAQ

How long does F&M Bank Mortgage Refinancing take to refinance?

F&M Bank Mortgage Refinancing does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does F&M Bank Mortgage Refinancing charge a mortgage origination fee?

Yes, F&M Bank Mortgage Refinancing will charge a loan origination fee.

What property usage types does F&M Bank Mortgage Refinancing allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. F&M Bank Mortgage Refinancing allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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  Available in 1 state
Availabile in all of California

Feature Breakdown

Credit Score Range 650 - 840
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use
  • Primary Home
  • Secondary Home
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Property Type
  • Single Family Home
  • Townhome
  • Multi-Family Home
  • Manufactured/Mobile Home
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Residence
  • Proof of Insurance
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)

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