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  F&M Bank Mortgage Refinancing

F&M Bank Mortgage Refinancing

in Mortgage Refinance from F&M Bank · NMLS ID #537388

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F&M Bank Mortgage Refinancing

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in Mortgage Refinance from F&M Bank · NMLS ID #537388

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F&M Bank Mortgage Refinancing Review

F&M Bank Mortgage Refinancing is offered by F&M Bank (NMLS #537388), a bank founded in 1907 and based in Long Beach, CA. F&M Bank Mortgage Refinancing is available in 1 state across the USA.

Key Takeaways
  • Financing for single-family and multi-family properties. However, F&M Bank does not offer financing for manufactured homes.
  • Standard interest rates types. F&M Bank Mortgage Refinancing offers adjustable-rate mortgages and fixed-rate mortgages.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.
  • Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for F&M Bank Mortgage Refinancing.
F&M Bank Mortgage Refinancing Pros & Cons
Pros Cons
  • Considers applicants with fair credit.
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 1 state.
F&M Bank Mortgage Refinancing FAQ

Does F&M Bank Mortgage Refinancing charge a mortgage origination fee?

Yes, F&M Bank Mortgage Refinancing will charge a loan origination fee.

What property usage types does F&M Bank Mortgage Refinancing allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. F&M Bank Mortgage Refinancing allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   302 Pine Ave
    Long Beach, CA 90802
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by F&M Bank

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Credit Score Range 650 - 840
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use
  • Primary Home
  • Secondary Home
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Property Type
  • Manufactured/Mobile Home
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Residence
  • Proof of Insurance
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)

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