Guaranteed Rate Mortgage Refinance
in Mortgage Refinance from Guaranteed Rate · NMLS ID #2611
UnaffiliatedGuaranteed Rate Mortgage Refinance
in Mortgage Refinance from Guaranteed Rate · NMLS ID #2611
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| Loan Amount | Up to $5,000,000 |
| Loan Term (Years) | 15 - 30 years |
Guaranteed Rate Mortgage Refinance Review
Guaranteed Rate Mortgage Refinance is offered by Guaranteed Rate (NMLS #2611), a direct lender founded in 2000 and based in Chicago, IL. Guaranteed Rate Mortgage Refinance is available in 50 states (and Washington, DC).
Key Takeaways
- Mortgage programs available. Guaranteed Rate Mortgage Refinance refinances FHA, FHA 203k, VA, conforming, and conventional mortgages.
- Interest Rate Types. Guaranteed Rate Mortgage Refinance offers hybrid mortgages and fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.
Guaranteed Rate Mortgage Refinance Pros and Cons:
| Pros | Cons |
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What is the maximum loan term for a mortgage refinance via Guaranteed Rate Mortgage Refinance?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Guaranteed Rate Mortgage Refinance offers mortgages refinancing with terms ranging from 15 to 30 years.
Does Guaranteed Rate Mortgage Refinance charge a mortgage origination fee?
Yes, Guaranteed Rate Mortgage Refinance will charge a loan origination fee.
What mortgage programs does Guaranteed Rate Mortgage Refinance offer?
Guaranteed Rate Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- FHA 203k: An FHA mortgage you can also use to finance home improvements.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Guaranteed Rate Mortgage Refinance allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Guaranteed Rate Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
Contact
- Headquarters
-
3940 N Ravenswood Ave
Chicago, IL 60613 USA - (866) 934-7283
- Visit Site
Other Services by Guaranteed Rate
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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