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  Lending.com Mortgage Refinance
Lending.com Mortgage Refinance
in Mortgage Refinance from Finance of America Mortgage LLC
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Lending.com Mortgage Refinance

Unaffiliated
in Mortgage Refinance from Finance of America Mortgage LLC
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Highlights
Loan Amount Up to $5,000,000
Loan Term (Years) 15 - 30 years

Lending.com Mortgage Refinance Review

Lending.com Mortgage Refinance is offered by Finance of America Mortgage LLC, founded in 1994 and based in Horsham, PA. Lending.com Mortgage Refinance is available in 51 states across the USA.

Key Takeaways
  • Origination fees starting at $6,000.Origination fees are deducted from the loan amount, so take it into account when deciding how much you need to borrow.
  • 4 different mortgage programs offered. Lending.com Mortgage Refinance refinances and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. Lending.com Mortgage Refinance offers and fixed-rate mortgages.
  • Only primary residences considered. Lending.com Mortgage Refinance does not offer refinancing for vacation homes or investment properties.
  • Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for Lending.com Mortgage Refinance.
Lending.com Mortgage Refinance Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • Considers applicants with fair credit.
  • Available in all 50 states.
  • Charges an origination fee.
Lending.com Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via Lending.com Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Lending.com Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does Lending.com Mortgage Refinance take to refinance?

Lending.com Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Lending.com Mortgage Refinance charge a mortgage origination fee?

Yes, Lending.com Mortgage Refinance will charge a loan origination fee of $6000

Does Lending.com Mortgage Refinance charge prepayment fees?

No, Lending.com Mortgage Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What mortgage programs does Lending.com Mortgage Refinance offer?

Lending.com Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.

What property usage types does Lending.com Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Lending.com Mortgage Refinance allows the following property usage types: 

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Finance of America Mortgage LLC

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Prepayment Fee
Origination Fee ($) $6,000
Credit Score Range 600 - 850
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use Primary Home
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Property Type
  • Single Family Home
  • Townhome
  • Multi-Family Home
  • Manufactured/Mobile Home
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Proof of Residence
  • Proof of Insurance
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
APR Starting at 3.956%
Loan Term 15 - 30 years
Loan Amount Up to $5,000,000
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs
  • FHA
  • VA
  • Jumbo

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