Last Updated: 04/18/2025
North American Savings Bank Mortgage Refinance
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Credit Score Range
650 - 850
Amount Range
Up to $2,000,000
Loan Term (Years)
15 - 30
North American Savings Bank Mortgage Refinance Review
North American Savings Bank Mortgage Refinance is offered by North American Savings Bank (NMLS #400039), a bank founded in 1927 and based in Kansas City, MO. North American Savings Bank Mortgage Refinance are available in 1 state.
Key Takeaways
- Wide selection of mortgage programs offered. North American Savings Bank Mortgage Refinance refinances FHA, VA, jumbo, conforming, and conventional mortgages.
- Financing for a variety of property types. Offers refinancing for manufactured, single, and multi-family homes.
- Standard interest rates types. North American Savings Bank Mortgage Refinance offers adjustable-rate mortgages and fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for North American Savings Bank Mortgage Refinance.
North American Savings Bank Mortgage Refinance Pros & Cons
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North American Savings Bank Mortgage Refinance FAQ
What is the maximum loan term for a mortgage refinance via North American Savings Bank Mortgage Refinance?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. North American Savings Bank Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.
How long does North American Savings Bank Mortgage Refinance take to refinance?
North American Savings Bank Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does North American Savings Bank Mortgage Refinance charge a mortgage origination fee?
Yes, North American Savings Bank Mortgage Refinance will charge a loan origination fee starting at $995
What mortgage programs does North American Savings Bank Mortgage Refinance offer?
North American Savings Bank Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- Jumbo: Any mortgage with a loan amount above the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2018, the jumbo threshold is $453,100 in most of the United States.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does North American Savings Bank Mortgage Refinance allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. North American Savings Bank Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
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Home Mortgage Loans
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North American Savings Bank Mortgage Refinance Community Reviews
Would you recommend North American Savings Bank Mortgage Refinance to your friends?
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
I needed to refinance my home mortgage loan and at a low interest rate but I couldn’t have done it successfully without the great advice and guidance I got from the loan consultants at North American Savings Banking. They were friendly and apt with details on all I needed. I strongly recommend them.
AA
Adesola A.
Nov 1, 2020
May or may not recommend
I needed to refinance my home mortgage loan and at a low interest rate but I couldn’t have done it successfully without the great advice and guidance I got from the loan consultants at North American Savings Banking. They were friendly and apt with details on all I needed. I strongly recommend them.
Showing 2 of 2 reviews
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