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  Owning Mortgage Refinance
Owning Mortgage Refinance
in Mortgage Refinance from Owning Corporation · NMLS ID #1797976
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Owning Mortgage Refinance

Unaffiliated
in Mortgage Refinance from Owning Corporation · NMLS ID #1797976
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Highlights
Loan Amount Up to $2,000,000
Loan Term (Years) 15 - 30 years

Owning Mortgage Refinance Review

Owning Mortgage Refinance is offered by Owning Corporation (NMLS #1797976), founded in 2018 and based in Orange, CA. Owning Mortgage Refinance is available in 1 state across the USA.

Key Takeaways
  • 3 different mortgage programs offered. Owning Mortgage Refinance refinances and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. Owning Mortgage Refinance offers and fixed-rate mortgages.
  • Only primary residences considered. Owning Mortgage Refinance does not offer refinancing for vacation homes or investment properties.
  • Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for Owning Mortgage Refinance.
Owning Mortgage Refinance Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • Considers applicants with fair credit.
  • Charges an origination fee.
  • Only available in 1 state.
Owning Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via Owning mortgage?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Owning Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does Owning mortgage take to refinance?

Owning mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Owning mortgage charge a mortgage origination fee?

Yes, Owning Mortgage Refinance will charge a loan origination fee.

Does Owning mortgage charge prepayment fees?

No, Owning Mortgage Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What mortgage programs does Owning mortgage offer?

Owning Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.

What property usage types does Owning mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Owning Mortgage Refinance allows the following property usage types: 

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 7:00pm
  • Tuesday 9:00am - 7:00pm
  • Wednesday 9:00am - 7:00pm
  • Thursday 9:00am - 7:00pm
  • Friday 9:00am - 7:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Owning Corporation

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

No Prepayment Fee
Credit Score Range 600 - 850
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use
  • Primary Home
  • Secondary Home
  • Investment
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Property Type
  • Single Family Home
  • Townhome
  • Multi-Family Home
  • Manufactured/Mobile Home
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Income Statement
APR Starting at 1.99%
Loan Term 15 - 30 years
Loan Amount Up to $2,000,000
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs
  • FHA
  • Jumbo

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