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Mortgage Refinance
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Last Updated: 04/18/2025

Owning Mortgage Refinance

in Mortgage Refinance from Owning Corporation

Last Updated: 04/18/2025

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Highlights

Credit Score Range

600 - 850

Amount Range

Up to $2,000,000

Loan Term (Years)

15 - 30

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Owning Mortgage Refinance Review

Owning Mortgage Refinance is offered by Owning Corporation (NMLS #1797976), a direct lender founded in 2018 and based in Orange, CA. Owning mortgage are available in 1 state.

Key Takeaways

  • Only two mortgage programs offered. Owning Mortgage Refinance refinances FHA jumbo and conventional mortgages.
  • Financing for a variety of property types. Offers refinancing for manufactured, single, and multi-family homes.
  • Standard interest rates types. Owning Mortgage Refinance offers adjustable-rate mortgages and fixed-rate mortgages.
  • Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
  • Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for Owning Mortgage Refinance.

Owning Mortgage Refinance Pros & Cons

Owning Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via Owning mortgage?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Owning Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does Owning mortgage take to refinance?

Owning mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Owning mortgage charge a mortgage origination fee?

Yes, Owning Mortgage Refinance will charge a loan origination fee .

Does Owning mortgage charge prepayment fees?

No, Owning Mortgage Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What mortgage programs does Owning mortgage offer?

Owning Mortgage Refinance offers the following mortgage types:
  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • Jumbo: Any mortgage with a loan amount above the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2018, the jumbo threshold is $453,100 in most of the United States.

What property usage types does Owning mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Owning Mortgage Refinance allows the following property usage types:
  • Primary home
  • Secondary homes and vacation properties

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Contact

Headquarters

One City Blvd West
Suite 1500
Orange, CA 92868
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 7:00PM
Tuesday
9:00AM - 7:00PM
Wednesday
9:00AM - 7:00PM
Thursday
9:00AM - 7:00PM
Friday
9:00AM - 7:00PM
Saturday
9:00AM - 1:00PM

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