TIAA Mortgage Refinance
Would you recommend TIAA Mortgage Refinance to your friends?
| Community Rating |
Rating not yet determined |
| Loan Amount | Up to $3 |
| Loan Term (Years) | 15 - 30 years |
TIAA Mortgage Refinance Review
TIAA Mortgage Refinance is offered by TIAA Bank (NMLS #399805), a bank founded in 1918 and based in New York, NY. TIAA mortgage are available in 50 states (and Washington, DC).
Key Takeaways
- 3 different mortgage programs offered. TIAA Mortgage Refinance refinances FHA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Non-standard interest rates available. TIAA Mortgage Refinance offers hybrid mortgages and fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
TIAA Mortgage Refinance Pros & Cons
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TIAA Mortgage Refinance FAQ
What is the maximum loan term for a mortgage refinance via TIAA mortgage?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. TIAA Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.
How long does TIAA mortgage take to refinance?
Generally, it takes TIAA mortgage around 30 day to complete a refinance. Of course, this is just an estimate. The exact time will vary depending on the lender and the market.
Does TIAA mortgage charge a mortgage origination fee?
Yes, TIAA Mortgage Refinance will charge a loan origination fee.
What mortgage programs does TIAA mortgage offer?
TIAA Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does TIAA mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. TIAA Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
Contact
- Headquarters
-
730 3rd Ave
New York, NY 10017 USA - (800) 927-3059
- Visit Site
- Email Support
Other Services by TIAA Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
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TIAA Mortgage Refinance Community Reviews
Would you recommend TIAA Mortgage Refinance to your friends?
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