Last Updated: 04/18/2025
USAA Mortgage Refinance
Claimed
Last Updated: 04/18/2025
SuperMoney User Recommendation Score +71
Explore a similar product
Try this top product in Mortgage Refinance
New American Funding Mortgage Refinance
Community Recommended Products
View AllSponsored
Sponsored
Compare All Mortgage Refinance
Filter & compare all your options in one place.
Highlights
Community Rating
Credit Score Range
N/A
Amount Range
Loan Term (Years)
Number of Reviews
USAA Mortgage Refinance Review
Key Takeaways
- No origination fees. USAA Mortgage Refinance does not charge fees for processing your application.
- Only offers one mortgage program. USAA Mortgage Refinance only refinances VA mortgages.
- Financing for single-family and multi-family properties. However, USAA Federal Savings Bank does not offer financing for manufactured homes.
- Only primary residences considered. USAA Mortgage Refinance does not refinance vacation or investment properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
USAA Mortgage Refinance Pros & Cons
| Pros | Cons |
|
|
USAA Mortgage Refinance FAQ
What is the maximum loan term for a mortgage refinance via USAA refinance?
How long does USAA refinance take to refinance?
USAA refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does USAA refinance charge a mortgage origination fee?
What mortgage programs does USAA refinance offer?
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does USAA refinance allow?
- Primary home
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Other Services by USAA Federal Savings Bank
Rating not yet determined (3 Reviews)
24 Reviews
44 Reviews
11 Reviews
Rating not yet determined (4 Reviews)
Rating not yet determined (2 Reviews)
Be the first to rate
16 Reviews
Be the first to rate
5 Reviews
Be the first to rate
Be the first to rate
Be the first to rate
Community Recommended Products
View AllSponsored
Sponsored
SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +71, or 4.4 on a 5-point rating scale.
+71
USAA Mortgage Refinance Community Reviews
Would you recommend USAA Mortgage Refinance to your friends?
Mazhar C.
Nov 25, 2022
May or may not recommend
Nicole R.
Oct 26, 2022
May or may not recommend
Robelys F.
May 28, 2022
May or may not recommend
Nathalie S.
May 11, 2022
May or may not recommend
Lakwanza S.
Apr 29, 2022
May or may not recommend
Reigni D.
Apr 27, 2022
May or may not recommend
Donna R.
Jan 13, 2018
May or may not recommend
Showing 7 of 7 reviews
You might also like
SuperMoney
Julie Bawden-Davis
Marcie Geffner
Marcie Geffner