Last Updated: 04/18/2025
USAA Mortgage Refinance
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Last Updated: 04/18/2025
SuperMoney User Recommendation Score +71
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USAA Mortgage Refinance Review
Key Takeaways
- No origination fees. USAA Mortgage Refinance does not charge fees for processing your application.
- Only offers one mortgage program. USAA Mortgage Refinance only refinances VA mortgages.
- Financing for single-family and multi-family properties. However, USAA Federal Savings Bank does not offer financing for manufactured homes.
- Only primary residences considered. USAA Mortgage Refinance does not refinance vacation or investment properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
USAA Mortgage Refinance Pros & Cons
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USAA Mortgage Refinance FAQ
What is the maximum loan term for a mortgage refinance via USAA refinance?
How long does USAA refinance take to refinance?
USAA refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does USAA refinance charge a mortgage origination fee?
What mortgage programs does USAA refinance offer?
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does USAA refinance allow?
- Primary home
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