Cash Central Payday Loans Review

Cash Central Payday Loans is a short term loan offering by Direct Financial Solutions, a direct lender based in North Logan, UT. Founded in 2005, Direct Financial Solutions offers access to payday loans in 22 states across the USA.

What are the Cash Central Payday Loans rates & fees?

Cash Central Payday Loans offers payday loans with loan fees ranging from $15 to $540. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 214.61% to 2463.75%.

How much can you borrow from Cash Central Payday Loans?

Loan amounts start at $100 and go up to $2,000.

What is the maximum loan term you can get with Cash Central Payday Loans?

Cash Central Payday Loans has payday loans with a maximum term of 35 days.

What are the Cash Central Payday Loans minimum approval requirements?

• Applicants with a credit score of at least 300 can apply for a loan via Cash Central Payday Loans.
• You'll need a minimum monthly income of $600 to qualify for a loan with Cash Central Payday Loans.
• Cash Central Payday Loans will also consider borrowers who are unemployed as long as they have an annual income of $7,200 or higher.
• Active duty servicemembers and their covered dependents cannot apply for a loan via Cash Central Payday Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

Does Cash Central Payday Loans run credit checks?

No, Cash Central Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Cash Central Payday Loans?

Cash Central Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.