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Cash Advances
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Last Updated: 04/18/2025

Cash Central Payday Loans

in Cash Advances from Direct Financial Solutions

Last Updated: 04/18/2025

Cash Central Payday Loans logo
Strongly not recommended24 total votes
5 users recommend
19 users don't recommend
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Highlights

Community Rating

Strongly not recommended

Key Takeaway 3

N/A

Amount Range

$100 - $2,000
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Fee

$15 - $540
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Minimum Monthly Income

$600
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Number of Reviews

24
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Cash Central Payday Loans Review

Cash Central Payday Loans is offered by Direct Financial Solutions, a direct lender founded in 2005 and based in North Logan, UT. Cash Central Payday Loans are available in 22 states.

Cash Central Payday Loans FAQ

What rates and fees does Cash Central Payday Loans charge?

Cash Central Payday Loans offers advances with fees ranging from $15 to $540. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 214.61% to 2463.75%.

How much cash can you access from Cash Central Payday Loans?

Advances start at $100 and go up to $2,000 depending on how much you qualify for.

What is the maximum term you can get with Cash Central Payday Loans?

Direct Financial Solutions offers avances with a maximum term of 35 days.

What do you need to qualify for Cash Central Payday Loans?

Cash Central Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.

Does Cash Central Payday Loans run credit checks?

No, Cash Central Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion).

What is the estimated funding time for a cash advance via Cash Central Payday Loans?

Cash Central Payday Loans will typically approve (or deny) applications within hour and fund the cash advance as soon as 1 business days of approval.

Is Direct Financial Solutions a legit company?

Direct Financial Solutions was founded in 2005, it is a well-established company that has been in business for 21 years. Cash Central Payday Loans is strongly not recommended by SuperMoney community users.

Cash Central Payday Loans Disclosure: Ohio Residents: in Ohio loans are arranged by Cash Central of Ohio, LLC, CS900178 a registered Ohio Credit Service Organization (CSO). CSO is not a lender. Loans are provided by unaffiliated third-party lender NCP Finance Ohio, LLC pursuant to the Ohio Mortgage Loan Act, O.R.C. §§ 1321.51 et seq. Texas Residents: in Texas loans are arranged by Cash Central of Texas, LLC, 16283-59168 a licensed Credit Access Business (CAB). CAB is not a lender. Loans are provided by unaffiliated third-party lender First Financial Loan Company, LLC pursuant to the Texas Finance Code, Chapter 393. Mississippi Residents: Mississippi loans are provided by CCF of Mississippi, LLC, a lender which also provides other loan products at retail locations in Mississippi under business names other than Cash Central, please call 1-855-920-9800 for details on other loan products provided by CCF in Mississippi.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Cash Central Payday Loans logo

Message from Cash Central Payday Loans

Cash Central is a licensed online lender serving the financial needs of online customers with a staff that pioneered online lending and has decades of combined lending experience.
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Message from our editor

What we love about Cash Central loans

Getting cash fast isn't always easy, especially if your credit isn't stellar. Cash Central is an online lender that offers both payday and installment loans to those who need money now. The application process is fast, and eligibility requirements are easy to meet. If you qualify, you could get your loans funded as soon as the next business day.

What could Cash Central loans do better?

The fees, including an origination fee in some states, and interest rates are expensive. Plus, Cash Central is not available in all states.

Cash Central backstory

Cash Central is an online lender that offers a fast application and quick funding process. The lender is a member of the Community Financial Services Association of America, an organization designed to promote laws that protect consumers from predatory lending practices.

The Verdict

Cash Central offers personal loans with multiple repayment options and fast funding. However, the loans have expensive fees and high interest rates, so they should only be considered as a last resort when you have exhausted cheaper alternatives. If you are in the market for a payday loan, Cash Central is a fast and reliable source of cash, but there are often less expensive options available. Even if you're in a hurry to get cash, a little time spent doing research can make a big difference.

Contact

Headquarters

84 East 2400 North
North Logan, UT 84341
(800) 460-4305
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