Cash Central Payday Loans

Cash Central Payday Loans

in Payday Loans from Direct Financial Solutions


Cash Central Payday Loans


in Payday Loans from Direct Financial Solutions

SuperMoney Net Recommendation Score -65% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

4 users recommend
0 users are unsure
19 users don't recommend
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Community Rating Strongly not recommended
Loan Amount $100 - $2,000
Loan Fee $15 - $540
Minimum Monthly Income $600
Number of Reviews 23

Cash Central Payday Loans Review

Cash Central Payday Loans is offered by Direct Financial Solutions, a direct lender founded in 2005 and based in North Logan, UT. Cash Central Payday Loans is available in 22 states across the USA.

What are the Cash Central Payday Loans rates & fees?

Cash Central Payday Loans offers payday loans with loan fees ranging from $15 to $540. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 214.61% to 2463.75%.

How much can you borrow from Cash Central Payday Loans?

Loan amounts start at $100 and go up to $2,000.

What is the maximum loan term you can get with Cash Central Payday Loans?

Cash Central Payday Loans has payday loans with a maximum term of 35 days.

What do you need to qualify for Cash Central Payday Loans?

To qualify for payday loans with Cash Central Payday Loans, applicants need a minimum annual income of $7,200 or higher. Cash Central Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Cash Central Payday Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Does Cash Central Payday Loans run credit checks?

No, Cash Central Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Cash Central Payday Loans?

Cash Central Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.

CASH CENTRAL PAYDAY LOANS Disclosure: Ohio Residents: in Ohio loans are arranged by Cash Central of Ohio, LLC, CS900178 a registered Ohio Credit Service Organization (CSO). CSO is not a lender. Loans are provided by unaffiliated third-party lender NCP Finance Ohio, LLC pursuant to the Ohio Mortgage Loan Act, O.R.C. §§ 1321.51 et seq. Texas Residents: in Texas loans are arranged by Cash Central of Texas, LLC, 16283-59168 a licensed Credit Access Business (CAB). CAB is not a lender. Loans are provided by unaffiliated third-party lender First Financial Loan Company, LLC pursuant to the Texas Finance Code, Chapter 393. Mississippi Residents: Mississippi loans are provided by CCF of Mississippi, LLC, a lender which also provides other loan products at retail locations in Mississippi under business names other than Cash Central, please call 1-855-920-9800 for details on other loan products provided by CCF in Mississippi.
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Message from Direct Financial Solutions

Cash Central is a licensed online lender serving the financial needs of online customers with a staff that pioneered online lending and has decades of combined lending experience.

Other Services by Direct Financial Solutions


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  Available in 22 states
  • Alabama
  • Alaska
  • California
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • North Dakota
  • Ohio
  • Oklahoma
  • Rhode Island
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Loan Fee $15 - $540
Credit Score Range 300 - 650
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status Non-Military
Minimum Annual Income $7,200
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Minimum Monthly Income $600
Funding Time Range 1 - 3 days
No Credit Check  
Online Application  
APR 214.61% - 2,463.75%
Loan Term Up to 35 days
Loan Amount $100 - $2,000

Cash Central Payday Loans Community Reviews


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