Overview

Where does Cash Central Payday Loans do business?

Cash Central Payday Loans is a direct lender based in North Logan, UT. It was founded in 2005 and offers access to payday loans in 22 states across the USA.

What loan fees does Cash Central Payday Loans charge and what are the equivalent APRs?

Cash Central Payday Loans offers payday loans with loan fees ranging from $15 to $540. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214.61% to 2463.75%.

How much can you borrow from Cash Central Payday Loans?

Loan amounts start at $100 and go up to $2,000.

What do you need to qualify for a loan with Cash Central Payday Loans?

Applicants with a credit score of at least 300 can apply for a loan via Cash Central Payday Loans.

You'll need a minimum monthly income of $600 to qualify for a loan with Cash Central Payday Loans. Cash Central Payday Loans will also consider borrowers who are unemployed as long as they have an annual income of $7,200 or higher. Active duty servicemembers and their covered dependents cannot apply for a loan via Cash Central Payday Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via Cash Central Payday Loans?

Cash Central Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.

For more information on payday loans, tribal loans, and their alternatives, read this guide.