Cash Central Personal Loans
Would you recommend Cash Central Personal Loans to your friends?
| Community Rating |
Rating not yet determined |
| APR (Fixed APR) |
156.89% - 397.4% (Verified 08/04/2023) |
| Loan Amount | $2,500 - $5,000 |
| Loan Term (Months) | 6 - 24 months |
Cash Central Personal Loans Review
Cash Central Personal Loans is offered by Direct Financial Solutions, a direct lender founded in 2005 and based in North Logan, UT. Cash Central Personal Loans are available in 8 states across the USA.
Key Takeaways
- APRs starting at 156.89%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Cash Central Personal Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Cash Central Personal Loans early.
- Short loan terms. Cash Central Personal Loans have loan terms as short as 6 months.
Cash Central Personal Loans Pros & Cons
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Cash Central Personal Loans FAQ
What interest rates and personal loan terms does Cash Central Personal Loans offer?
Cash Central Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Cash Central Personal Loans offer?
Cash Central Personal Loans offers a fixed APR personal loan product that ranges from 156.89% APR up to 397.4% APR.
How much can you borrow via Cash Central Personal Loans?
Personal loan amounts start at $2,500and go up to $5,000
What is the maximum loan term you can get with Cash Central Personal Loans?
Cash Central Personal Loans offers loans with terms of up to 24 months.
| Personal Loan Amount | $2500 - $5000 |
| Loan Term | 6 - 24 months |
| APR | 156.89% - 397.4% |
What fees does Cash Central Personal Loans charge?
Does Cash Central Personal Loans charge an origination fee?
Cash Central Personal Loans may charge a personal loan origination fee.
Does Cash Central Personal Loans charge a late fee?
No, Cash Central Personal Loans will not charge you a late fee if you miss one of the monthly payments.
Does Cash Central Personal Loans charge prepayment fees?
No, Cash Central Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Cash Central Personal Loans?
Applicants with a credit score of at least 400 and up to 600 may be eligible for Cash Central Personal Loans.Cash Central Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Cash Central Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Cash Central Personal Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Cash Central Personal Loans.
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 400 - 600 |
What is the estimated funding time for a personal loan via Cash Central Personal Loans?
Cash Central Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.
Are Cash Central Personal Loans legit?
Direct Financial Solutions was founded in 2005, it is a well-established company that has been in business for 18 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
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84 East 2400 North
North Logan, UT 84341 USA - (800) 460-4305
- Visit Site
- Email Support
Other Services by Direct Financial Solutions
Availability
- Alabama
- Idaho
- Missouri
- New Mexico
- Rhode Island
- South Carolina
- Utah
- Wisconsin
Feature Breakdown
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Joint Loan Applications Accepted |
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| Military Status |
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| Credit Score Range | 400 - 600 |
Cash Central Personal Loans Community Reviews
Would you recommend Cash Central Personal Loans to your friends?
