Last Updated: 04/18/2025
Cash Central Personal Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
156.89% - 397.4%(Verified 06/21/2024)
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Amount Range
$2,500 - $5,000
Loan Term (Months)
6 - 24
Cash Central Personal Loans Review
Cash Central Personal Loans is offered by Direct Financial Solutions, a direct lender founded in 2005 and based in North Logan, UT. Cash Central Personal Loans are available in 8 states.
Key Takeaways
- APRs starting at 156.89%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Cash Central Personal Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Short loan terms. Cash Central Personal Loans have loan terms as short as 6 months.
Cash Central Personal Loans Pros & Cons
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Cash Central Personal Loans FAQ
What interest rates and personal loan terms does Cash Central Personal Loans offer?
Cash Central Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Cash Central Personal Loans offer?
Cash Central Personal Loans offers a fixed APR personal loan product that ranges from 156.89% APR up to 397.4% APR.
How much can you borrow via Cash Central Personal Loans?
Personal loan amounts start at $2,500 and go up to $5,000
What is the maximum loan term you can get with Cash Central Personal Loans?
Cash Central Personal Loans offers loans with terms of up to 24 months.
| Personal Loan Amount | $2500 - $5000 |
| Loan Term | 6 - 24 months |
| APR | 156.89% - 397.4% |
What fees does Cash Central Personal Loans charge?
Does Cash Central Personal Loans charge an origination fee?
Cash Central Personal Loans may charge a personal loan origination fee .
Does Cash Central Personal Loans charge a late fee?
Cash Central Personal Loans does not disclose whether it charges late payment fees.
Does Cash Central Personal Loans charge prepayment fees?
No, Cash Central Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Cash Central Personal Loans?
Applicants with a credit score of at least 400 and up to 600 may be eligible for Cash Central Personal Loans. Cash Central Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Cash Central Personal Loans.
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | 400 - 600 |
What is the estimated funding time for a personal loan via Cash Central Personal Loans?
Cash Central Personal Loans will typically fund loans within 1 to 3 business days of approval and clearing necessary verifications.
Does Direct Financial Solutions perform a hard credit pull?
Yes, Cash Central Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Cash Central Personal Loans legit?
Direct Financial Solutions was founded in 2005, it is a well-established company that has been in business for 21 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.