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Cash Central Personal Loans

in Personal Loans from Direct Financial Solutions

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Cash Central Personal Loans

Claimed

in Personal Loans from Direct Financial Solutions

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $2,500 - $5,000
APR  (Fixed APR) 156.89% - 397.4%
Loan Term 6 - 24 months

Cash Central Personal Loans Review

Cash Central Personal Loans is offered by Direct Financial Solutions, a direct lender founded in 2005 and based in North Logan, UT. Cash Central Personal Loans is offered in 9 states across the USA.

What rates and terms does Cash Central Personal Loans offer?

Cash Central Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Cash Central Personal Loans offer?

Cash Central Personal Loans offers a fixed APR personal loan product that ranges from 156.89% APR up to 397.4% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Cash Central Personal Loans?

Loan amounts start at $2,500 and go up to $5,000.

What can a personal loan from Cash Central Personal Loans be used for?

Personal loans from Cash Central Personal Loans are typically used for special purchases, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Cash Central Personal Loans?

Cash Central Personal Loans offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Cash Central Personal Loans Rates & Terms
Loan Amount $2500 - $5000
Loan Term 6 - 24 months
APR 156.89% - 397.4%

What fees does Cash Central Personal Loans charge?

Does Cash Central Personal Loans charge an origination fee?

Cash Central Personal Loans charges a loan origination fee.

Does Cash Central Personal Loans charge a late fee?

Yes, Cash Central Personal Loans may charge borrowers a late payment fee

Does Cash Central Personal Loans charge prepayment fees?

Yes, Cash Central Personal Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

Cash Central Personal Loans Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for Cash Central Personal Loans?

Applicants with a credit score of at least 400 and up to 600 are eligible for Cash Central Personal Loans.

Cash Central Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Cash Central Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Cash Central Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

Cash Central Personal Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 400 - 600

    What is the estimated funding time for a personal loan via Cash Central Personal Loans?

    Cash Central Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

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    Other Services by Direct Financial Solutions

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 9 states
    • Alabama
    • California
    • Idaho
    • Missouri
    • New Mexico
    • Rhode Island
    • South Carolina
    • Utah
    • Wisconsin

    Feature Breakdown

    Credit Score Range 400 - 600
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Non-Military
    • Veterans
    Joint Loan Applications Accepted
    • Individual Applications
    Loan Amount $2.5K - $5K
    Loan Term 6 - 24 months
    APR (Fixed APR) 156.89% - 397.4%

    Cash Central Personal Loans Community Reviews

     
     

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