Cash Store Cash Advance

Cash Store Cash Advance

in Payday Loans from Cottonwood Financial


Cash Store Cash Advance


in Payday Loans from Cottonwood Financial

SuperMoney Net Recommendation Score -45%



Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Mostly not recommended

3 users recommend
0 users are unsure
8 users don't recommend
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Community Rating Mostly not recommended
Loan Amount $100 - $865
Loan Fee $15 - $76
Minimum Monthly Income N/A
Number of Reviews 11

Cash Store Cash Advance Review

Cash Store Cash Advance is offered by Cottonwood Financial, a direct lender founded in 1996 and based in Irving, TX. Cash Store Cash Advance is available in 2 states across the USA.

Cash Store Cash Advance FAQ

What are the Cash Store Cash Advance rates & fees?

Cash Store Cash Advance offers payday loans with loan fees ranging from $15 to $76. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 330% to 404%. However, this is just a range. APRs vary by state and product.

How much can you borrow from Cash Store Cash Advance?

Loan amounts start at $100 and go up to $865. Note that available loan amounts also vary by state and product.

What do you need to qualify for Cash Store Cash Advance?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Cash Store Cash Advance does not have or does not disclose a minimum annual income eligibility requirement. Cash Store Cash Advance only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Cash Store Cash Advance product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Cash Store Cash Advance.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking account
  • Recent pay stubs
  • Proof of income
  • Blank personal check and/or debit card
  • Proof of identity

Does Cash Store Cash Advance run credit checks?

Yes, Cash Store Cash Advance will check your credit when you apply for a loan.

What is the estimated funding time for a payday loan via Cash Store Cash Advance?

Cash Store Cash Advance will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day.

For more information on payday loans, tribal loans, and their alternatives, read this guide.

Cash Store Cash Advance Disclosure: *Subject to loan approval. Loan terms and availability may vary by location. Approval rate based on completed applications received across all Cash Store locations. Individual store approval rates may be lower. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times vary by customer and transaction and are not guaranteed. In Texas, the Cash Store is a Credit Services Organization and all loans are provided by a non-affiliated third-party lender.
SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


  • Headquarters
  •   1901 Gateway Drive, Suite 200
    Irving, TX 75038 USA

Other Services by Cottonwood Financial

Message From Cottonwood Financial

Cash Store provides emergency loans to help customers cover unexpected expenses. We have a long history as a reputable lending company where qualified customers can get their cash advance approved quickly — with NO credit history or credit score required.

No matter how much cash you get or which loan service works for you, our experienced team will make the application & approval process simple. With our easy, stress-free, fast cash services, you can get the money you need in minutes, not hours.


  Available in 2 states
  • Illinois
  • Michigan

Feature Breakdown

Loan Fee $15 - $76
Checking Account Required  
Credit Score Range 300 - 650
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
Immigration Status Considered U.S. Citizen
Military Status Non-Military
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Blank Personal Check and/or Debit Card
APR 330% - 404%
Loan Term Starting at 14 days
Loan Amount $100 - $865

Cash Store Cash Advance Community Reviews


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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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