Cash Store Cash Advance
in Payday Loans from Cottonwood FinancialUnaffiliated
Cash Store Cash AdvanceUnaffiliated
in Payday Loans from Cottonwood Financial
Mostly not recommended
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Cash Store Cash Advance Review
Cash Store Cash Advance is a short term loan offering by Cottonwood Financial, a direct lender based in Irving, TX. Founded in 1996, Cottonwood Financial offers access to payday loans in 2 states across the USA.
What are the Cash Store Cash Advance rates & fees?Cash Store Cash Advance offers payday loans with loan fees ranging from $15 to $76. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get rates ranging from 330% to 404%. However, this is just a range. APRs vary by state and product.
How much can you borrow from Cash Store Cash Advance?
Loan amounts start at $100 and go up to $865. Note that available loan amounts also vary by state and product.
What are the Cash Store Cash Advance minimum approval requirements?
- Applicants with a credit score of at least 300 can apply for a loan via Cash Store Cash Advance.
- The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
- Only U.S. citizens can apply for a loan. Borrowers must have an active checking account to apply for a loan.
- Active duty servicemembers and their covered dependents cannot apply for a loan via Cash Store Cash Advance. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Recent bank statements
- Blank Personal Check and/or Debit Card
Does Cash Store Cash Advance run credit checks?Yes, Cash Store Cash Advance will check your credit when you apply for a loan.
What is the estimated funding time for a payday loan via Cash Store Cash Advance?
Cash Store Cash Advance will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day .
|Loan Fee||$15 - $76|
|Credit Score Range||
300 - 650
|Immigration Status Considered||
|Bank Account Required|
|Employment Statuses Considered||
|Supported Income Types||
|Verification Documents Required||
|Loan Amount||$100 - $865|
|Loan Term||Starting at 14|
|APR||330% - 404%|