Cash Store Cash Advance
in Payday Loans from Cottonwood FinancialUnaffiliated
Cash Store Cash AdvanceUnaffiliated
in Payday Loans from Cottonwood Financial
Mostly not recommended
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Cash Store Cash Advance Review
Cash Store Cash Advance is offered by Cottonwood Financial, a direct lender founded in 1996 and based in Irving, TX. Cash Store Cash Advance is available in 2 states across the USA.
What are the Cash Store Cash Advance rates & fees?
Cash Store Cash Advance offers payday loans with loan fees ranging from $15 to $76. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 330% to 404%.However, this is just a range. APRs vary by state and product.
How much can you borrow from Cash Store Cash Advance?
Loan amounts start at $100 and go up to $865.Note that available loan amounts also vary by state and product.
What do you need to qualify for Cash Store Cash Advance?The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Cash Store Cash Advance does not have or does not disclose a minimum annual income eligibility requirement. Cash Store Cash Advance only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Cash Store Cash Advance product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Cash Store Cash Advance.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid checking account
- Recent pay stubs
- Proof of income
- Blank personal check and/or debit card
- Proof of identity
Does Cash Store Cash Advance run credit checks?
Yes, Cash Store Cash Advance will check your credit when you apply for a loan.
What is the estimated funding time for a payday loan via Cash Store Cash Advance?
Cash Store Cash Advance will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day .
|Loan Fee||$15 - $76|
|Checking Account Required|
|Credit Score Range||
300 - 650
|Employment Statuses Considered||
|Immigration Status Considered||U.S. Citizen|
|Supported Income Types||
|Verification Documents Required||
|APR||330% - 404%|
|Loan Term||Starting at 14 days|
|Loan Amount||$100 - $865|