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Check City Payday Loans

in Payday Loans from Check City

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Check City Payday Loans

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in Payday Loans from Check City

SuperMoney Net Recommendation Score +54% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

16 users recommend
5 users are unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Strongly recommended
Loan Amount $100 - $2,500
Loan Fee $20 - $100
Minimum Monthly Income N/A
Number of Reviews 24

Check City Payday Loans Review

Check City Payday Loans is offered by Check City, a direct lender founded in 1986 and based in Provo, UT. Check City Payday Loans is offered in 19 states across the USA.

What are the Check City Payday Loans rates & fees?

Check City Payday Loans offers payday loans with loan fees ranging from $20 to $100. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 182.5% to 912.5%.

How much can you borrow from Check City Payday Loans?

Loan amounts start at $100 and go up to $2,500.

What is the maximum loan term you can get with Check City Payday Loans?

Check City Payday Loans has payday loans with a maximum term of 62 days.

What do you need to qualify for Check City Payday Loans?

Applicants with a credit score of at least 300 and up to 650 are eligible for Check City Payday Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Check City Payday Loans does not have or does not disclose a minimum annual income eligibility requirement. Check City Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Check City Payday Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

Does Check City Payday Loans run credit checks?

No, Check City Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Check City Payday Loans?

Check City Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.

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Contact

  • Headquarters
  •   2474 N University Ave
    Provo, UT 89431 USA
  •   Visit Site

About Check City Payday Loans

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 19 states
  • Alabama
  • Alaska
  • California
  • Colorado
  • Hawaii
  • Idaho
  • Illinois
  • Kansas
  • Missouri
  • Nevada
  • New Mexico
  • North Dakota
  • South Dakota
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Loan Fee $20 - $100
Minimum Age 18
Credit Score Range 300 - 650
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Funding Time Range (in days) 1 - 3
No Credit Check  
Direct Deposit  
Online Application  
Loan Amount $100 - $2.5K
Loan Term Up to 62
APR 182.5% - 912.5%

Check City Payday Loans Community Reviews

 

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