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in Payday Loans from Check City
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Check City Payday Loans Review
Check City Payday Loans is a short term loan offering by Check City, a direct lender based in Provo, UT. Founded in 1986, Check City offers access to payday loans in 19 states across the USA.
What are the Check City Payday Loans rates & fees?Check City Payday Loans offers payday loans with loan fees ranging from $20 to $100. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get rates ranging from 182.5% to 912.5%.
How much can you borrow from Check City Payday Loans?
Loan amounts start at $100 and go up to $2,500.
What is the maximum loan term you can get with Check City Payday Loans?
Check City Payday Loans has payday loans with a maximum term of 62 days.
What are the Check City Payday Loans minimum approval requirements?
- Applicants with a credit score of at least 300 can apply for a loan via Check City Payday Loans.
- The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
- Only U.S. citizens and permanent residents can apply for a loan.
- Check City Payday Loans will also consider borrowers who are unemployed .
- Active duty servicemembers and their covered dependents cannot apply for a loan via Check City Payday Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
Does Check City Payday Loans run credit checks?No, Check City Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.
What is the estimated funding time for a payday loan via Check City Payday Loans?
Check City Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .
- New Mexico
- North Dakota
- South Dakota
|Loan Fee||$20 - $100|
|Credit Score Range||
300 - 650
|Immigration Status Considered||
|Employment Statuses Considered||
|Supported Income Types||
|Funding Time Range (in days)||1 - 3|
|No Credit Check|
|Loan Amount||$100 - $2.5K|
|Loan Term||Up to 62|
|APR||182.5% - 912.5%|