SuperMoney

Check City Payday Loans

in Payday Loans from Check City

Claimed Visit Site Get Personalized Rates

Check City Payday Loans

Claimed

in Payday Loans from Check City

SuperMoney Net Recommendation Score +58%

SUPERMONEY NET RECOMMENDATION SCORE

+58%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly recommended

18 users recommend
5 users are unsure
3 users don't recommend
Cast your vote
Cast your vote

Would you recommend Check City Payday Loans to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Strongly recommended
Loan Amount $100 - $2,500
Loan Fee $20 - $100
Minimum Monthly Income $330
Number of Reviews 26

Check City Payday Loans Review

Check City Payday Loans is offered by Check City, a direct lender founded in 1986 and based in Provo, UT. Check City Payday Loans is available in 19 states across the USA.

Check City Payday Loans FAQ

What are the Check City Payday Loans rates & fees?

Check City Payday Loans offers payday loans with loan fees ranging from $20 to $100. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 182.5% to 912.5%.

How much can you borrow from Check City Payday Loans?

Loan amounts start at $100 and go up to $2,500.

What is the maximum loan term you can get with Check City Payday Loans?

Check City Payday Loans has payday loans with a maximum term of 62 days.

What do you need to qualify for Check City Payday Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Check City Payday Loans does not have or does not disclose a minimum annual income eligibility requirement. Check City Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Check City Payday Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Check City Payday Loans. Permanent resident / green card holders are also eligible to apply.

Does Check City Payday Loans run credit checks?

No, Check City Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Check City Payday Loans?

Check City Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

For more information on payday loans, tribal loans, and their alternatives, read this guide.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   2474 N University Ave
    Provo, UT 89431
  •   Visit Site

About Check City Payday Loans

Availability

  Available in 19 states
  • Alabama
  • Alaska
  • California
  • Colorado
  • Hawaii
  • Idaho
  • Illinois
  • Kansas
  • Missouri
  • Nevada
  • New Mexico
  • North Dakota
  • South Dakota
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Loan Fee $20 - $100
Credit Score Range 300 - 650
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status Non-Military
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Minimum Monthly Income $330
Funding Time Range 1 - 3 days
No Credit Check  
Direct Deposit  
Online Application  
APR 182.5% - 912.5%
Loan Term Up to 62 days
Loan Amount $100 - $2,500

Check City Payday Loans Community Reviews

 

Would you recommend Check City Payday Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

+58%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

sorted by

Other Payday Loans