in Payday Loans from LendUp
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Where does LendUp Loans do business?
LendUp Loans is a direct lender based in San Francisco, CA. It was founded in 2011 and offers access to payday loans in 7 states across the USA.
What loan fees does LendUp Loans charge and what are the equivalent APRs?
LendUp Loans offers payday loans with loan fees ranging from $17 to $44. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214.13% to 803%.
How much can you borrow from LendUp Loans?
Loan amounts start at $100 and go up to $250.
What is the maximum loan term you can get with LendUp Loans?
LendUp Loans has payday loans with a maximum term of 30 days.
What do you need to qualify for a loan with LendUp Loans?
Applicants with a credit score of at least 450 can apply for a loan via LendUp Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Only U.S. citizens and permanent residents can apply for a loan.
LendUp Loans will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via LendUp Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
What is the estimated funding time for a payday loan via LendUp Loans?
LendUp Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 day.
|Loan Fee||$17 - $44|
|Credit Score Range||
450 - 650
|Immigration Status Considered||
|Employment Statuses Considered||
|Supported Income Types||
|Loan Amount||$100 - $250|
|Loan Term (Days)||Up to 30|
|APR||214.13% - 803%|