in Payday Loans
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Where does LendUp do business?
LendUp is a direct lender based in San Francisco, CA. It was founded in 2011 and offers access to payday loans in 20 states across the USA.
What loan fees does LendUp charge and what are the equivalent APRs?
LendUp offers payday loans with loan fees ranging from $17 to $44. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214.13% to 803%.
How much can you borrow from LendUp?
Loan amounts start at $100 and go up to $250.
What is the maximum loan term you can get with LendUp?
LendUp has payday loans with a maximum term of 30 days.
What do you need to qualify for a loan with LendUp?
Applicants with a credit score of at least 450 can apply for a loan via LendUp. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Only U.S. citizens and permanent residents can apply for a loan.
LendUp will also consider borrowers who are unemployed. Borrowers must have an active checking account to apply for a loan. Active duty servicemembers and their covered dependents cannot apply for a loan via LendUp. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for a payday loan via LendUp?
LendUp will typically provide a credit approval decision in less than an hour and fund the loan within 1 day.
237 Kearny St #372
San Francisco, CA 94108 USA
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Message from LendUp
- New Mexico
- U.S. Citizen
- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- 1099 Misc. Income
- Direct Deposit (W2, SSA, SSDI)
- Payroll Check or Prepaid Card
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)