LendUp Loans

in Payday Loans from LendUp

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LendUp Loans


in Payday Loans from LendUp

SuperMoney Net Recommendation Score +10% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

20 users recommend
4 users are unsure
16 users don't recommend
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Community Rating Mostly recommended
Loan Amount $100 - $500
Loan Fee $17 - $44
Minimum Monthly Income N/A
Number of Reviews 40

LendUp Loans Review

LendUp Loans is offered by LendUp, a direct lender founded in 2011 and based in San Francisco, CA. LendUp Loans is offered in 7 states across the USA.

What are the LendUp Loans rates & fees?

LendUp Loans offers payday loans with loan fees ranging from $17 to $44. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 214.13% to 803%.

How much can you borrow from LendUp Loans?

Loan amounts start at $100 and go up to $500.

What is the maximum loan term you can get with LendUp Loans?

LendUp Loans has payday loans with a maximum term of 35 days.

What do you need to qualify for LendUp Loans?

Applicants with a credit score of at least 450 and up to 650 are eligible for LendUp Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

LendUp Loans does not have or does not disclose a minimum annual income eligibility requirement. LendUp Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the LendUp Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

Does LendUp Loans run credit checks?

Yes, LendUp Loans will check your credit when you apply for a loan.

What is the estimated funding time for a payday loan via LendUp Loans?

LendUp Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.

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  • Headquarters
  •   237 Kearny St #372
    San Francisco, CA 94108
  •   Visit Site

Message from LendUp

LendUp was founded with one clear, straightforward purpose: to provide anyone with a path to better financial health.

Other Services by LendUp


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 7 states
  • California
  • Louisiana
  • Mississippi
  • Missouri
  • Tennessee
  • Texas
  • Wisconsin

Feature Breakdown

Loan Fee $17 - $44
Bank Account Required  
Credit Score Range 450 - 650
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Direct Deposit  
Instant Decision  
Online Application  
APR 214.13% - 803%
Loan Term Up to 35
Loan Amount $100 - $500

LendUp Loans Community Reviews


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