in Payday Loans
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Where does LendUp do business?
LendUp is a direct lender based in San Francisco, CA. It was founded in 2011 and offers access to payday loans in 7 states across the USA.
What loan fees does LendUp charge and what are the equivalent APRs?
LendUp offers payday loans with loan fees ranging from $17 to $44. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214.13% to 803%.
How much can you borrow from LendUp?
Loan amounts start at $100 and go up to $250.
What is the maximum loan term you can get with LendUp?
LendUp has payday loans with a maximum term of 30 days.
What do you need to qualify for a loan with LendUp?
Applicants with a credit score of at least 450 can apply for a loan via LendUp. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Only U.S. citizens and permanent residents can apply for a loan.
LendUp will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via LendUp. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
What is the estimated funding time for a payday loan via LendUp?
LendUp will typically provide a credit approval decision in less than an hour and fund the loan within 1 day.For more information on payday loans, tribal loans, and their alternatives, read this guide.
237 Kearny St #372
San Francisco, CA 94108 USA
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Message from LendUp
|Loan Fee||$17 - $44|
|Credit Score Range||
450 - 650
850 300 450 650
|Immigration Status Considered||
|Employment Statuses Considered||
|Supported Income Types||
|Loan Amount||$100 - $250|
|Loan Term (Days)||Up to 30|
|APR||214.13% - 803%|