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LendUp

in Payday Loans

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LendUp

Claimed

in Payday Loans

SuperMoney Net Recommendation Score +6% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

16 users recommend
3 users are unsure
14 users don't recommend
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Overview

Where does LendUp do business?

LendUp is a direct lender based in San Francisco, CA. It was founded in 2011 and offers access to payday loans in 21 states across the USA.

What loan fees does LendUp charge and what are the equivalent APRs?

LendUp offers payday loans with loan fees ranging from $17 to $44. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214.13% to 803%.

How much can you borrow from LendUp?

Loan amounts start at $100 and go up to $250.

What is the maximum loan term you can get with LendUp?

LendUp has payday loans with a maximum term of 30 days.

What do you need to qualify for a loan with LendUp?

Applicants with a credit score of at least 450 can apply for a loan via LendUp.

Only U.S. citizens and permanent residents can apply for a loan.

LendUp will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via LendUp. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via LendUp?

LendUp will typically provide a credit approval decision in less than an hour and fund the loan within 1 day.

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Contact

  • Headquarters
  • 237 Kearny St #372
    San Francisco, CA 94108 USA
  • Visit Site

Message from LendUp

LendUp was founded with one clear, straightforward purpose: to provide anyone with a path to better financial health.

Availability

Available in 21 States
  • Alabama
  • California
  • Florida
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • New Mexico
  • Ohio
  • Oklahoma
  • Oregon
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Loan Fee
$17 - $44
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range
450 - 650
850 300 450 650
Direct Deposit
Instant Decision
Online Application
Loan Term (Days)
Up to
30
Loan Amount
$100 - $250
$50 $5K
APR
214.13% - 803%
87% 2,464%

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