SuperMoney 

LendUp

in Payday Loans

Claimed Visit Site

LendUp

Claimed

in Payday Loans

SuperMoney Net Recommendation Score +17% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

19 users recommend
3 users are unsure
13 users don't recommend
Cast your vote
Cast your vote

Would you recommend LendUp to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Where does LendUp do business?

LendUp is a direct lender based in San Francisco, CA. It was founded in 2011 and offers access to payday loans in 20 states across the USA.

What loan fees does LendUp charge and what are the equivalent APRs?

LendUp offers payday loans with loan fees ranging from $17 to $44. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214.13% to 803%.

How much can you borrow from LendUp?

Loan amounts start at $100 and go up to $250.

What is the maximum loan term you can get with LendUp?

LendUp has payday loans with a maximum term of 30 days.

What do you need to qualify for a loan with LendUp?

Applicants with a credit score of at least 450 can apply for a loan via LendUp. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Only U.S. citizens and permanent residents can apply for a loan.

LendUp will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via LendUp. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via LendUp?

LendUp will typically provide a credit approval decision in less than an hour and fund the loan within 1 day.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   237 Kearny St #372
    San Francisco, CA 94108 USA
  •   Visit Site

Message from LendUp

LendUp was founded with one clear, straightforward purpose: to provide anyone with a path to better financial health.

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 20 states
  • Alabama
  • California
  • Florida
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • New Mexico
  • Oklahoma
  • Oregon
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

List of Fees
Loan Fee
$17 - $44
Minimum Age
18
Credit Score Range
450 - 650
850 300 450 650
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Direct Deposit
 
Online Application
 
Instant Decision
 
Dollar Amount
Loan Amount
$100 - $250
    $50 $5K
Integer
Loan Term (Days)
Up to
30
Percentage
APR
214.13% - 803%
    87% 2,464%

Reviews

 
 

Would you recommend LendUp to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)
Page 1 of 2

Other Payday Loans