Money Mart is a payday lender based in Sacramento, California. It has been in business since 1990 and has over 300 offices spread throughout 13 states. Money Mart specializes in payday loans but also provides other services, such as tax services, cash for gold, check cashing and prepaid debit cards.

How Do MoneyMart Payday Loans Work?

If you live in California or Florida, you can apply online to get pre-approved. However, all borrowers must go to Money Mart store to finalize the application and pick up their cash. The entire process, from application to receiving your cash, takes only 15 minutes.

What Are MoneyMart's Interest Rates?

Interest rates vary by state, loan amount and loan term. Finance charges range from $15 (Kansas, Washington, and Oklahoma) to $30 (Louisiana) for every $100 you borrow. These charges translate into APRs ranging from 194.7% to 1,042.9%.

How Much Money Can I Borrow?

The maximum loan amount provided by Money Mart varies depending on limits set by state law. For instance, Washington has a loan maximum of $700, and in California the limit is $255. In Ohio and Arizona, you can apply for payday loans of up to $1,000. 

MoneyMart's Payday Loan Application Process

Most loan applications with Money Mart are completed at one of their 300 stores and take approximately 15 minutes to process. Residents in Florida and California can get pre-approved by filling an online form, but they still need to visit a store to complete the transaction. To qualify you must be at least 18 years old, have an annual income of at least $15,000, no pending loans with Money Mart and an active bank account.

How Is MoneyMart Better Than Other Lenders?

Money Mart is an established and licensed direct lender that has an A+ rating with the Better Business Bureau. It's also a member of the Community Financial Services Association of America. Its APRs are high when compared to traditional loan products but competitive in comparison to other payday lenders. Borrowers must complete the loan transaction at one of Money Mart's offices, so it is not an option if you don't have a store in your area.

  • Loan Amount
    $100 - $700
  • APR
    194.71% - 1042.9%
  • Credit Score Range
    300 - 640
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
  • Minimum Annual Income
  • Minimum Monthly Income
  • No Other Outstanding Loans
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Loan Fee
    $10.59 - $131.81
  • Online Application
  • Max Loan Term (days)
  • No Credit Check
  • Funding Time
    Next business day
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0 votes

Money mart agreed to split my loan into two payments. On the first payment date they attempted to take the whole payment , which bounced cost me 48 dollars and ruined my credit rating.":Not realizing that they bounced the payment on my account , (I was just told it did not go through) I paid them cash which they conveniently lost track of to cover my loan and re-up'd for an additional one hundred and fifty. This month , I went in to pay them There 150.00 to receive ... the nasty surprise that they never kept track of my payment and wanted me to pay 500.00 and something. Since I did not keep a receipt and could not prove I paid it , I ended up paying them over 500 dollars. The kicker came when I got home and received an email from my mother telling me not to bother with a birthday gift for her because money mart called and told her I owed them money and had she only known I was doing so poorly. NEVER , NEVER, NEVER deal with these people !!!! They are disreputable and lack any professional business ethics. If you need a loan , cash money is great and they don't lose your payment , try to take more from your account then agreed upon or call your mother . More Less

0 votes

I wouldn't recommend money mart at all to anyone. They're unhelpful. Cash money is so much better. They treat you better. If you ever need a payday loan; go to them.

0 votes

For me money mart is a very shady company I never have gotten a loan from them and I will never deal with this financial lender not even for a stick of gum. they renege on contracts and approval of loans. For your best results and better service use Easy Financial or Cash Money you will be better off

0 votes

I went to send money to my brother, The person who was helping me was very rude, I keep calm and I made a joke, she still in a bad mood. The money did not get to my brother, so I come back to the place asking for help. I am a very calm person. The manager decided to help me after yelled at me for 5 min because she remember me for the day before. What kind of customer service is this ? She said the if the money ... is not in my brother's place is not her responsibility . I never had have this kind of treatment . More Less

0 votes

Britney did a great job helping me and making sure I was taken care of

0 votes

Hands down, this was the worst experience I have ever had with a payday loan place. Or ANY place, for that matter! I couldn't wait to pay my loan off and never have to deal with them again!

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