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  Speedy Cash Payday Loans

Speedy Cash Payday Loans

in Payday Loans from Speedy Cash

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Speedy Cash Payday Loans

Unaffiliated

in Payday Loans from Speedy Cash

SuperMoney Net Recommendation Score -40%

SUPERMONEY NET RECOMMENDATION SCORE

-40%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Mostly not recommended

17 users recommend
2 users are unsure
41 users don't recommend
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Highlights
Community Rating Mostly not recommended
Loan Amount $100 - $1,500
Loan Fee $5.36 - $420
Minimum Monthly Income N/A
Number of Reviews 60

Speedy Cash Payday Loans Review

Speedy Cash Payday Loans is offered by Speedy Cash, a direct lender founded in 1997 and based in Wichita, KS. Speedy Cash Payday Loans is available in 15 states across the USA.

Speedy Cash Payday Loans FAQ

What are the Speedy Cash Payday Loans rates & fees?

Speedy Cash Payday Loans offers payday loans with loan fees ranging from $5.36 to $420. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 176.61% to 729.82%.

How much can you borrow from Speedy Cash Payday Loans?

Loan amounts start at $100 and go up to $1,500.

What do you need to qualify for Speedy Cash Payday Loans?

Speedy Cash Payday Loans does not have or does not disclose a minimum annual income eligibility requirement. Speedy Cash Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

Does Speedy Cash Payday Loans run credit checks?

No, Speedy Cash Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Speedy Cash Payday Loans?

Speedy Cash Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

For more information on payday loans, tribal loans, and their alternatives, read this guide.

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Contact

  • Headquarters
  •   3527 N Ridge Rd
    Wichita, KS 67205
  •   Visit Site

Other Services by Speedy Cash

Message From Our Editor

What we love about Speedy Cash Loans personal loan

If you don't have many loan options and are desperate for cash now, then Speedy Cash may be able to help. The eligibility requirements are flexible, the application process is easy, and you can get cash fast.

What could Speedy Cash Loans do better?

The rates and costs are extremely high. For instance, on its website, the company provides examples of its finance charges by state. It's important to be cautious when signing up for these products. You can end up owing two to three times what you borrow on the longer-term loans, and many have difficulty repaying the short-term loans without reborrowing.

Speedy Cash Loans backstory

Speedy Cash is a direct lender that offers several types of financial services to its customers. It has over 20 years in business, starting as a single store in California and now licensed to serve customers in over 28 states. While payday loans are the company's main offering, it has a full lineup of additional products.

Speedy Cash is a brand of Curo Financial Technologies. Curo was founded in Riverside, California, in 1997. It now operates a selection of subprime financial services, such as Rapid Cash, Cash Money, Avío Credit, Opt+, and Revolve Finance.

The Verdict

While Speedy Cash does make loans more accessible and offers a streamlined loan process, you should explore other options before committing. Rates are high, and their customer reviews are less-than-stellar. However, if you have an emergency and bad credit, it could be just the source of fast cash you need.

Preferable routes include asking friends or family for a loan, cutting back on expenses so you can make it to your next payday, and checking to see if you can qualify for better rates and terms with another lender. Even if your credit isn't great, you still may be surprised to find you can qualify with various companies.

Want to compare Speedy Cash to other lenders? Check out what the best personal loans are to ensure that you choose the best option for you. Click here to find out the review for the lenders on Supermoney's website.

Availability

  Available in 15 states
  • Alabama
  • Alaska
  • California
  • Hawaii
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • North Dakota
  • Oklahoma
  • South Dakota
  • Tennessee
  • Texas
  • Washington
  • Wyoming

Feature Breakdown

Origination Fee ($) $5 - $75
Loan Fee $5.36 - $420
Credit Score Range 300 - 640
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Funding Time Range 1 - 3 days
No Credit Check  
Direct Deposit  
Online Application  
APR 176.61% - 729.82%
Loan Amount $100 - $1,500

Speedy Cash Payday Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-40%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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