Speedy Cash Payday Loans Review

Speedy Cash Payday Loans is a short term loan offering by Speedy Cash, a direct lender based in Wichita, KS. Founded in 1997, Speedy Cash offers access to payday loans in 15 states across the USA.

What are the Speedy Cash Payday Loans rates & fees?

Speedy Cash Payday Loans offers payday loans with loan fees ranging from $5.36 to $420. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 176.61% to 729.82%.

How much can you borrow from Speedy Cash Payday Loans?

Loan amounts start at $100 and go up to $1,500.

What are the Speedy Cash Payday Loans minimum approval requirements?

• Applicants with a credit score of at least 300 can apply for a loan via Speedy Cash Payday Loans.
• Speedy Cash Payday Loans will also consider borrowers who are unemployed .
• Active duty servicemembers and their covered dependents cannot apply for a loan via Speedy Cash Payday Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

Does Speedy Cash Payday Loans run credit checks?

No, Speedy Cash Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Speedy Cash Payday Loans?

Speedy Cash Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.