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The San Diego County Credit Union has $6.2 billion in assets and over 648,000 members. Its return on average assets was 1.86% in 2013, which is the highest ROAA for a credit union in 2013 tied with Lake Michigan Credit Union, #43. It has a $25 minimum amount to open an account and a $2 monthly service fee. The penalty for non-sufficient funds is $27.

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