American Express Cash Magnet
in Personal Credit Cards from American Express Bank
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Would you recommend American Express Cash Magnet to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 15.24% - 26.24% |
| Balance Transfer APR (Variable APR) | 0% - 26.24% |
| Credit Score Range | 700 - 850 |
Overview
Who is American Express Cash Magnet designed for?
What are the relevant APRs for American Express Cash Magnet?
American Express Cash Magnet is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.What are the American Express Cash Magnet fees?
The following fees apply to American Express Cash Magnet:
- There is no annual fee.
- A late payment penalty of up to $38.
- A returned payment fee of up to $38.
- There is no overlimit fee
Does American Express Cash Magnet have a foreign transaction fee?
American Express Cash Magnet charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2.7% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | up to $38 |
| Late Payment Fee | up to $38 |
Is there a American Express Cash Magnet cash back or rewards program?
The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:
- Every Purchase
What are the American Express Cash Magnet benefits?
American Express Cash Magnet provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
- Reports to major credit bureaus
Does American Express Cash Magnet report your account activity to credit bureaus?
American Express Cash Magnet reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for American Express Cash Magnet
- Visit the American Express Bank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact
- Headquarters
-
200 Vesey St
New York, NY 10285 USA - Visit Site
Other Services by American Express Bank
View all personal credit cards offered by American Express Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Over-Limit Fee | $0 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | Up to $38 |
| Late Fee Amount | Up to $38 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Cash Advance Fee ($) | Starting at $5 |
| Cash Advance Fee (%) | Starting at 3% |
| Cash Advance Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 2.7% |
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Balance Transfer APR
14.74% - 25.74%
(Variable APR)
Credit Score Range
640 - 850
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$95
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