Features

Who is the Starwood Preferred Guest American Express Designed For?
The Starwood Preferred Guest American Express provides excellent value for domestic travelers who visit luxury hotels frequently. It has a generous sign-up bonus and outstanding points. It also has a flexible rewards program that offers a variety of ways to redeem points and allows you to transfer points to other reward programs.  

What are Starwood Preferred Guest American Express’ Interest Rates?
Interest rates for purchases and balance transfers for the Starwood Preferred Guest American Express vary from 15.49% to 19.49% APR, depending on the creditworthiness of the cardholder. Cash advances have an APR of 25.49%.

What Are the Fees for the Starwood Preferred Guest American Express?
The Starwood Preferred Guest American Express has a $95 annual fee, which is waived the first year. Thera are no foreign transaction fees, which is to be expected from a hotel travel card. There is, however, a 3% balance transfer and cash advance fee ($5 minimum). Late payments and returned payments incur fees of up to $37. Cardholders who are late on their payments can also be hit with a penalty rate of 29.49% that will apply for a minimum of six months.

What Is Starwood Preferred Guest American Express’ Rewards Program Like?
Starpoints, Starwood’s rewards program, allows users to redeem points for free nights at any of Starwood’s hotel brands (St. Regis, The Luxury Collection, W Hotels, Le Méridien, Westin, Sheraton, Aloft, Element Hotels, Four Points by Sheraton and Tribute Portfolio).

Cardholders can also redeem points for free flights on over 150 airlines when booking through SPG Flights (no blackout dates).

Captain Money Tip: If you are going to transfer points from Starpoints to another airline's rewards program, wait till you have 20,000. For every 20k you transfer you receive 5k more as a bonus.

Starwood Preferred Guest gives cardholders up to 5 Starpoints for every dollar spent at participating SPG hotels and 1 Starpoint for all other purchases. Just for being a card member, you receive credit for 5 nights and 2 stays each year toward SPG Elite status, which gets you that much closer to SPG Gold Status (20 nights) and Platinum status (45 nights).

What about the Starwood Preferred Guest American Express’ Signup Bonus?
New card users who spend $3,000 within the first three months will receive 25,000 bonus Starpoints.

Does the Starwood Preferred Guest American Express Have Any Other Benefits?

  • - Starwood Preferred Guest offers its users a wide variety of benefits, such as
  • - Free in-room premium internet at participating hotels
  • - Complimentary and unlimited use of Boingo WiFi on up to four devices
  • - Global assist hotline
  • - Return protection
  • - Roadside assistance hotline
  • - SPG Gold Status if you spend $30,000 on the Starwood Preferred Guest card during any calendar year
  • - Car rental loss and damage insurance
  • - Extended warranty and purchase protection
  • - Travel accident insurance

How Is Starwood Preferred Guest American Express Better Than Other Credit Cards?
The Starwood Preferred Guest American Express is one of our favorite hotel travel credit cards. It combines a large signup bonus with 5x points on Starwood hotel purchases and a generous rewards program. Starpoints (SPG’s rewards program) also allows you to redeem points for airline tickets as well as free hotel stays. The annual fee is waived the first year, which gives you the chance to try it before paying the $95 fee.

 

  • Card Type
    Rewards
  • Customer Type
    Personal
  • Card Network
    American Express
  • Co-signing Allowed
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    15.49% to 19.49%% - %
  • Balance Transfer APR
    15.49% to 19.49%% - %
js-table-filter bizname-american-express-gold-card
js-table-filter airlines-140
160
js-table-filter ccard-type-199
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter points-137
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Points
  • Restaurants
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $160
Card Type Charge Card
Card Type Travel
Card Type Rewards
079
js-table-filter bizname-american-express-green-card
js-table-filter airlines-140
95
js-table-filter ccard-type-199
js-table-filter ccard-type-136
js-table-filter points-137
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Points
  • Travel
  • No Annual Fee First Year
Annual Fee $95
Card Type Charge Card
Card Type Rewards
077
js-table-filter bizname-platinum-delta-skymiles-credit-card
js-table-filter air-miles-136
js-table-filter airlines-140
195
js-table-filter ccard-type-137
js-table-filter ccard-type-136
15.99
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • No Foreign Transaction Fee
Annual Fee $195
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
042
js-table-filter bizname-blue-sky-from-american-express
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
17.24
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-116

Est. 1850

  • Points
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 17.24%
Balance Transfer APR 17.24% – 22.24% var. APR%
006
js-table-filter bizname-american-express--gold-delta-skymiles-credit-card
js-table-filter air-miles-136
js-table-filter airlines-140
95
js-table-filter ccard-type-137
js-table-filter ccard-type-136
15.99
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
006
js-table-filter bizname-delta-reserve-credit-card-from-american-express
js-table-filter air-miles-136
js-table-filter airlines-140
450
js-table-filter ccard-type-136
15.99
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • No Foreign Transaction Fee
Annual Fee $450
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
006
js-table-filter bizname-the-travelocity-rewards-american-express-card

000
js-table-filter bizname-american-express-blue-cash-preferred-card
95
js-table-filter ccard-type-222
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter gas-139
js-table-filter groceries-141
13.24
0
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Cashback
  • Gas
  • Groceries
  • 0% Introductory APR
Annual Fee $95
Card Type Cash Back
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
Intro APR period (months) 12
006
js-table-filter bizname-trueearnings-card-from-costco-and-american-express
js-table-filter airlines-140
0
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter gas-139
15.24%
js-table-filter restaurants-142
js-table-filter travel-143
0% APR for 6 months
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Cashback
  • Gas
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Rewards
Purchases APR 15.24%%
Balance Transfer APR 15.24% APR%
006
js-table-filter bizname-american-express-starwood-preferred-guest-credit-card
js-table-filter air-miles-136
js-table-filter airlines-140
95
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
15.49% to 19.49%
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237

Est. 1850

  • Air Miles
  • Airlines
  • Every Purchase
  • Points
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Rewards
Purchases APR 15.49% to 19.49%%
Balance Transfer APR 15.49% to 19.49%%
006
Load More Products

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

No reviews found.

Be the first to write a review for this company!

Write a Review

New Review for American Express Starwood Preferred Guest Credit Card

Rate your experience:

Cancel